Global United Insurance Company (PEX:GUI)

PEX:GUI Statistics

Total Valuation

PEX:GUI has a market cap or net worth of JOD 15.65 million. The enterprise value is 17.42 million.

Market Cap	15.65M
Enterprise Value	17.42M

Important Dates

The last earnings date was Thursday, August 14, 2025.

Earnings Date	Aug 14, 2025
Ex-Dividend Date	n/a

Share Statistics

PEX:GUI has 13.80 million shares outstanding. The number of shares has increased by 1.25% in one year.

Current Share Class	13.80M
Shares Outstanding	13.80M
Shares Change (YoY)	+1.25%
Shares Change (QoQ)	-1.91%
Owned by Insiders (%)	74.03%
Owned by Institutions (%)	n/a
Float	845,197

Valuation Ratios

The trailing PE ratio is 11.35.

PE Ratio	11.35
Forward PE	n/a
PS Ratio	0.46
PB Ratio	0.87
P/TBV Ratio	0.88
P/FCF Ratio	9.85
P/OCF Ratio	7.68
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 14.72, with an EV/FCF ratio of 10.96.

EV / Earnings	12.61
EV / Sales	0.51
EV / EBITDA	14.72
EV / EBIT	30.79
EV / FCF	10.96

Financial Position

The company has a current ratio of 0.98, with a Debt / Equity ratio of 0.16.

Current Ratio	0.98
Quick Ratio	0.29
Debt / Equity	0.16
Debt / EBITDA	2.39
Debt / FCF	1.78
Interest Coverage	49.64

Financial Efficiency

Return on equity (ROE) is 8.25% and return on invested capital (ROIC) is 1.81%.

Return on Equity (ROE)	8.25%
Return on Assets (ROA)	0.91%
Return on Invested Capital (ROIC)	1.81%
Return on Capital Employed (ROCE)	2.60%
Revenue Per Employee	149,387
Profits Per Employee	6,003
Employee Count	234
Asset Turnover	0.88
Inventory Turnover	n/a

Taxes

In the past 12 months, PEX:GUI has paid 25,684 in taxes.

Income Tax	25,684
Effective Tax Rate	1.77%

Stock Price Statistics

The stock price has decreased by -13.73% in the last 52 weeks. The beta is -0.05, so PEX:GUI's price volatility has been lower than the market average.

Beta (5Y)	-0.05
52-Week Price Change	-13.73%
50-Day Moving Average	1.71
200-Day Moving Average	1.82
Relative Strength Index (RSI)	41.46
Average Volume (20 Days)	3,012

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PEX:GUI had revenue of JOD 34.36 million and earned 1.38 million in profits. Earnings per share was 0.10.

Revenue	34.36M
Gross Profit	1.87M
Operating Income	565,926
Pretax Income	1.45M
Net Income	1.38M
EBITDA	934,772
EBIT	565,926
Earnings Per Share (EPS)	0.10

Balance Sheet

The company has 3.16 million in cash and 2.84 million in debt, giving a net cash position of -1.61 million or -0.12 per share.

Cash & Cash Equivalents	3.16M
Total Debt	2.84M
Net Cash	-1.61M
Net Cash Per Share	-0.12
Equity (Book Value)	18.03M
Book Value Per Share	1.29
Working Capital	-199,326

Cash Flow

In the last 12 months, operating cash flow was 2.04 million and capital expenditures -448,074, giving a free cash flow of 1.59 million.

Operating Cash Flow	2.04M
Capital Expenditures	-448,074
Free Cash Flow	1.59M
FCF Per Share	0.12

Margins

Gross margin is 5.44%, with operating and profit margins of 1.65% and 4.02%.

Gross Margin	5.44%
Operating Margin	1.65%
Pretax Margin	4.21%
Profit Margin	4.02%
EBITDA Margin	2.72%
EBIT Margin	1.65%
FCF Margin	4.62%

Dividends & Yields

PEX:GUI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	37.01%
Buyback Yield	-1.25%
Shareholder Yield	n/a
Earnings Yield	8.82%
FCF Yield	10.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 23, 2025. It was a forward split with a ratio of 1.15.

Last Split Date	Apr 23, 2025
Split Type	Forward
Split Ratio	1.15

Scores

Altman Z-Score	n/a
Piotroski F-Score	6