UNIQA Insurance Group AG (PRA:UQA)

UNIQA Insurance Group AG Statistics

Total Valuation

PRA:UQA has a market cap or net worth of CZK 98.58 billion. The enterprise value is 116.93 billion.

Market Cap	98.58B
Enterprise Value	116.93B

Important Dates

The next estimated earnings date is Thursday, November 20, 2025.

Earnings Date	Nov 20, 2025
Ex-Dividend Date	Jun 12, 2025

Share Statistics

Current Share Class	306.97M
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 11.10 and the forward PE ratio is 9.28.

PE Ratio	11.10
Forward PE	9.28
PS Ratio	0.55
PB Ratio	1.26
P/TBV Ratio	2.10
P/FCF Ratio	10.29
P/OCF Ratio	5.97
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.99, with an EV/FCF ratio of 12.20.

EV / Earnings	13.17
EV / Sales	0.66
EV / EBITDA	6.99
EV / EBIT	9.43
EV / FCF	12.20

Financial Position

The company has a current ratio of 528.88, with a Debt / Equity ratio of 0.51.

Current Ratio	528.88
Quick Ratio	458.50
Debt / Equity	0.51
Debt / EBITDA	3.45
Debt / FCF	4.17
Interest Coverage	5.98

Financial Efficiency

Return on equity (ROE) is 12.31% and return on invested capital (ROIC) is 3.99%.

Return on Equity (ROE)	12.31%
Return on Assets (ROA)	0.64%
Return on Invested Capital (ROIC)	3.99%
Return on Capital Employed (ROCE)	1.02%
Revenue Per Employee	12.18M
Profits Per Employee	603,417
Employee Count	15,438
Asset Turnover	0.25
Inventory Turnover	n/a

Taxes

In the past 12 months, PRA:UQA has paid 2.43 billion in taxes.

Income Tax	2.43B
Effective Tax Rate	21.39%

Stock Price Statistics

The stock price has increased by +71.41% in the last 52 weeks. The beta is 0.79, so PRA:UQA's price volatility has been lower than the market average.

Beta (5Y)	0.79
52-Week Price Change	+71.41%
50-Day Moving Average	302.07
200-Day Moving Average	232.28
Relative Strength Index (RSI)	59.83
Average Volume (20 Days)	211

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PRA:UQA had revenue of CZK 179.24 billion and earned 8.88 billion in profits. Earnings per share was 28.93.

Revenue	179.24B
Gross Profit	26.97B
Operating Income	7.19B
Pretax Income	11.37B
Net Income	8.88B
EBITDA	11.12B
EBIT	7.19B
Earnings Per Share (EPS)	28.93

Balance Sheet

The company has 79.54 billion in cash and 39.97 billion in debt, giving a net cash position of -15.80 billion.

Cash & Cash Equivalents	79.54B
Total Debt	39.97B
Net Cash	-15.80B
Net Cash Per Share	n/a
Equity (Book Value)	77.94B
Book Value Per Share	244.72
Working Capital	109.60B

Cash Flow

In the last 12 months, operating cash flow was 16.51 billion and capital expenditures -6.93 billion, giving a free cash flow of 9.58 billion.

Operating Cash Flow	16.51B
Capital Expenditures	-6.93B
Free Cash Flow	9.58B
FCF Per Share	n/a

Margins

Gross margin is 15.05%, with operating and profit margins of 4.01% and 4.95%.

Gross Margin	15.05%
Operating Margin	4.01%
Pretax Margin	6.34%
Profit Margin	4.95%
EBITDA Margin	6.20%
EBIT Margin	4.01%
FCF Margin	5.35%

Dividends & Yields

This stock pays an annual dividend of 14.84, which amounts to a dividend yield of 4.86%.

Dividend Per Share	14.84
Dividend Yield	4.86%
Dividend Growth (YoY)	5.65%
Years of Dividend Growth	1
Payout Ratio	51.21%
Buyback Yield	n/a
Shareholder Yield	4.86%
Earnings Yield	9.01%
FCF Yield	9.72%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6