China Banking Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	85,036	103,187	128,767	133,624	126,223
Investment Securities	559,555	531,269	501,637	418,184	289,302
Trading Asset Securities	11,446	13,405	16,965	9,828	8,198
Total Investments	571,001	544,673	518,602	428,012	297,500
Gross Loans	1,058,866	933,074	790,995	717,715	624,325
Allowance for Loan Losses	-18,836	-15,778	-17,381	-16,943	-15,058
Other Adjustments to Gross Loans	-2,002	-2,066	-1,622	-1,178	-260.38
Net Loans	1,038,027	915,230	771,992	699,595	609,007
Property, Plant & Equipment	11,726	9,795	10,079	9,337	8,233
Goodwill	839.75	839.75	839.75	839.75	839.75
Other Intangible Assets	5,067	4,407	3,777	3,784	3,808
Accrued Interest Receivable	13,301	13,445	11,465	9,782	7,617
Other Receivables	5,753	5,809	5,252	4,255	3,828
Restricted Cash	18,700	30,580	13,880	29,550	44,010
Other Current Assets	2,320	992.48	560.63	943.37	724.36
Long-Term Deferred Tax Assets	4,752	5,510	6,506	4,553	4,625
Other Real Estate Owned & Foreclosed	20,915	6,962	3,936	3,915	3,993
Other Long-Term Assets	4,248	4,663	2,387	1,540	1,912
Total Assets	1,781,688	1,646,093	1,478,043	1,329,729	1,112,320
Accounts Payable	7,312	7,039	5,904	6,557	4,941
Accrued Expenses	1,329	1,617	1,614	1,660	1,991
Interest Bearing Deposits	1,444,597	1,331,147	1,186,724	1,065,915	862,860
Total Deposits	1,444,597	1,331,147	1,186,724	1,065,915	862,860
Short-Term Borrowings	1,322	7,648	8,988	5,706	1,161
Current Portion of Long-Term Debt	68,902	111,842	104,788	70,375	81,703
Current Portion of Leases	2,739	3,010	147	2,970	2,846
Current Income Taxes Payable	146.61	218.81	133.66	311.92	785.09
Accrued Interest Payable	3,295	4,641	4,091	2,043	913.51
Other Current Liabilities	6,252	5,781	7,940	8,070	6,769
Long-Term Debt	49,883	291.03	-	28,313	26,577
Long-Term Leases	-	-	3,201	-	-
Pension & Post-Retirement Benefits	3,074	2,946	2,914	2,435	1,852
Long-Term Deferred Tax Liabilities	791.38	791.38	792.11	794.43	798.21
Other Long-Term Liabilities	748.44	542.14	507.6	-	-
Total Liabilities	1,590,390	1,477,514	1,327,745	1,195,151	993,197
Common Stock	26,913	26,913	26,913	26,913	26,913
Additional Paid-In Capital	17,202	17,202	17,202	17,201	17,201
Retained Earnings	26,116	21,631	15,414	12,353	8,831
Comprehensive Income & Other	120,975	102,750	90,694	78,043	66,137
Total Common Equity	191,205	168,495	150,222	134,510	119,081
Minority Interest	92.47	84.3	76.25	68.54	41.86
Shareholders' Equity	191,298	168,580	150,298	134,579	119,123
Total Liabilities & Equity	1,781,688	1,646,093	1,478,043	1,329,729	1,112,320
Total Debt	122,845	122,791	117,124	107,365	112,287
Net Cash (Debt)	-20,763	-6,199	41,240	50,883	39,462
Net Cash Growth	-	-	-18.95%	28.94%	-37.65%
Net Cash Per Share	-7.71	-2.30	15.32	18.91	14.68
Filing Date Shares Outstanding	2,691	2,691	2,691	2,691	2,691
Total Common Shares Outstanding	2,691	2,691	2,691	2,691	2,691
Book Value Per Share	71.04	62.61	55.82	49.98	44.25
Tangible Book Value	185,298	163,249	145,606	129,887	114,433
Tangible Book Value Per Share	68.85	60.66	54.10	48.26	42.52

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.