PSE:FAF Income Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	0.14	0.26	0.38	0.15	0.44	0.71
Total Interest Expense	398.94	413.78	414.05	364.83	310.84	285.13
Net Interest Income	-398.8	-413.52	-413.67	-364.68	-310.41	-284.41
Brokerage Commission	97.31	111.28	98.21	183.41	319.78	151.69
Asset Management Fee	-0.05	-	-	-	-	-
Gain on Sale of Investments (Rev)	260.3	352.12	20.89	162.01	218.6	288.22
Other Revenue	0.14	0.15	1.41	1.94	12.48	5
Revenue	-41.1	50.04	-293.15	-17.33	240.46	160.5
Revenue Growth (YoY)	-	-	-	-	49.81%	136.51%
Salaries & Employee Benefits	80.18	77.26	75.83	74.33	65.51	55.35
Cost of Services Provided	93.39	96	89.43	120.01	121.23	102.85
Other Operating Expenses	21.86	29.18	28.92	34.87	30.72	28.01
Total Operating Expenses	198.97	207.88	204.35	244.35	230.88	200.42
Operating Income	-240.07	-157.84	-497.51	-261.68	9.57	-39.92
Other Non-Operating Income (Expenses)	-13.56	-12.8	-14.95	-12.59	-12.31	-11.59
EBT Excluding Unusual Items	-253.63	-170.64	-512.45	-274.27	-2.73	-51.51
Gain (Loss) on Sale of Investments	-	-	-	-2.68	-	-
Pretax Income	-253.63	-170.64	-512.45	-276.96	-2.73	-51.51
Income Tax Expense	2.92	9.2	-14.82	5.46	32.72	43.85
Net Income	-256.55	-179.84	-497.64	-282.42	-35.45	-95.37
Net Income to Common	-256.55	-179.84	-497.64	-282.42	-35.45	-95.37
Shares Outstanding (Basic)	998	1,022	1,022	1,022	1,022	1,022
Shares Outstanding (Diluted)	998	1,022	1,022	1,022	1,022	1,022
EPS (Basic)	-0.26	-0.18	-0.49	-0.28	-0.03	-0.09
EPS (Diluted)	-0.26	-0.18	-0.49	-0.28	-0.03	-0.09
Free Cash Flow	612.84	445.68	881.15	-334.16	-626.04	-137.35
Free Cash Flow Per Share	0.61	0.44	0.86	-0.33	-0.61	-0.13
Operating Margin	-	-315.45%	-	-	3.98%	-24.87%
Profit Margin	-	-359.42%	-	-	-14.74%	-59.42%
Free Cash Flow Margin	-	890.72%	-	-	-260.36%	-85.58%
Revenue as Reported	357.84	463.82	120.9	347.5	551.3	445.63

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.