PSE:FAF Income Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest and Dividend Income	0.14	0.26	0.38	0.15	0.44	0.71	Upgrade
Total Interest Expense	398.94	413.78	414.05	364.83	310.84	285.13	Upgrade
Net Interest Income	-398.8	-413.52	-413.67	-364.68	-310.41	-284.41	Upgrade
Brokerage Commission	97.31	111.28	98.21	183.41	319.78	151.69	Upgrade
Asset Management Fee	-0.05	-	-	-	-	-	Upgrade
Gain on Sale of Investments (Rev)	260.3	352.12	20.89	162.01	218.6	288.22	Upgrade
Other Revenue	0.14	0.15	1.41	1.94	12.48	5	Upgrade
Revenue	-41.1	50.04	-293.15	-17.33	240.46	160.5	Upgrade
Revenue Growth (YoY)	-	-	-	-	49.81%	136.51%	Upgrade
Salaries & Employee Benefits	80.18	77.26	75.83	74.33	65.51	55.35	Upgrade
Cost of Services Provided	93.39	96	89.43	120.01	121.23	102.85	Upgrade
Other Operating Expenses	21.86	29.18	28.92	34.87	30.72	28.01	Upgrade
Total Operating Expenses	198.97	207.88	204.35	244.35	230.88	200.42	Upgrade
Operating Income	-240.07	-157.84	-497.51	-261.68	9.57	-39.92	Upgrade
Other Non-Operating Income (Expenses)	-13.56	-12.8	-14.95	-12.59	-12.31	-11.59	Upgrade
EBT Excluding Unusual Items	-253.63	-170.64	-512.45	-274.27	-2.73	-51.51	Upgrade
Gain (Loss) on Sale of Investments	-	-	-	-2.68	-	-	Upgrade
Pretax Income	-253.63	-170.64	-512.45	-276.96	-2.73	-51.51	Upgrade
Income Tax Expense	2.92	9.2	-14.82	5.46	32.72	43.85	Upgrade
Net Income	-256.55	-179.84	-497.64	-282.42	-35.45	-95.37	Upgrade
Net Income to Common	-256.55	-179.84	-497.64	-282.42	-35.45	-95.37	Upgrade
Shares Outstanding (Basic)	-	1,022	1,022	1,022	1,022	1,022	Upgrade
Shares Outstanding (Diluted)	-	1,022	1,022	1,022	1,022	1,022	Upgrade
EPS (Basic)	-	-0.18	-0.49	-0.28	-0.03	-0.09	Upgrade
EPS (Diluted)	-	-0.18	-0.49	-0.28	-0.03	-0.09	Upgrade
Free Cash Flow	612.84	445.68	881.15	-334.16	-626.04	-137.35	Upgrade
Free Cash Flow Per Share	-	0.44	0.86	-0.33	-0.61	-0.13	Upgrade
Operating Margin	-	-315.45%	-	-	3.98%	-24.87%	Upgrade
Profit Margin	-	-359.42%	-	-	-14.74%	-59.42%	Upgrade
Free Cash Flow Margin	-	890.72%	-	-	-260.36%	-85.58%	Upgrade
Revenue as Reported	357.84	463.82	120.9	347.5	551.3	445.63	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.