PSE:MBT Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	120,740	185,324	193,648	181,941	146,195	280,522
Investment Securities	1,326,114	1,054,787	1,014,436	855,320	739,870	486,837
Trading Asset Securities	132,171	226,302	74,856	63,599	50,792	77,551
Total Investments	1,458,285	1,281,089	1,089,292	918,919	790,662	564,388
Gross Loans	1,878,193	1,846,517	1,585,200	1,473,544	1,302,736	1,302,791
Allowance for Loan Losses	-	-48,373	-60,451	-60,302	-61,583	-64,100
Other Adjustments to Gross Loans	-	-17,738	-15,637	-13,538	-12,870	-14,996
Net Loans	1,878,193	1,780,406	1,509,112	1,399,704	1,228,283	1,223,695
Property, Plant & Equipment	30,348	28,116	27,243	27,153	25,783	24,617
Goodwill	4,543	4,543	4,720	5,194	5,194	5,199
Other Intangible Assets	-	4,177	3,344	3,540	2,598	1,877
Investments in Real Estate	7,667	7,805	8,107	7,901	7,327	7,667
Accrued Interest Receivable	-	24,805	20,895	15,788	12,399	13,727
Other Receivables	-	22,385	15,970	9,990	9,013	11,939
Restricted Cash	99,778	150,128	207,807	252,628	253,257	147,755
Other Current Assets	-	2,673	2,566	2,358	2,239	37,719
Long-Term Deferred Tax Assets	14,445	18,037	14,171	13,362	13,094	14,028
Other Real Estate Owned & Foreclosed	-	943	826	598	717	1,527
Other Long-Term Assets	18,955	7,209	4,880	3,399	4,174	117,589
Total Assets	3,632,954	3,520,355	3,104,902	2,843,090	2,502,816	2,455,163
Accounts Payable	-	40,032	27,490	22,660	19,329	19,737
Accrued Expenses	-	13,023	12,483	10,180	8,381	7,415
Interest Bearing Deposits	2,458,801	2,573,878	2,382,772	2,221,124	1,930,284	1,797,215
Total Deposits	2,458,801	2,573,878	2,382,772	2,221,124	1,930,284	1,797,215
Short-Term Borrowings	14,041	13,370	16,865	16,865	8,349	13,465
Current Portion of Long-Term Debt	555,003	300,652	180,567	108,966	79,839	158,565
Current Portion of Leases	-	1,468	1,463	1,491	1,367	1,051
Current Income Taxes Payable	3,453	4,219	3,601	1,478	1,749	2,711
Accrued Interest Payable	18,351	10,521	7,302	3,776	1,477	1,734
Other Current Liabilities	6,551	42,521	40,504	41,789	39,608	33,425
Long-Term Debt	64,942	107,236	46,418	71,934	71,486	73,613
Long-Term Leases	-	4,485	4,301	4,170	3,717	2,871
Long-Term Unearned Revenue	-	1,769	1,511	1,273	1,158	1,304
Pension & Post-Retirement Benefits	-	3,246	2,910	72	57	214
Other Long-Term Liabilities	92,718	7,530	9,977	9,222	8,284	8,668
Total Liabilities	3,213,860	3,123,950	2,738,164	2,515,000	2,175,084	2,121,988
Common Stock	89,948	89,948	89,948	89,948	89,948	89,948
Additional Paid-In Capital	85,252	85,252	85,252	85,252	85,252	85,252
Retained Earnings	247,993	233,202	207,648	178,987	159,702	155,542
Treasury Stock	-	-	-70	-72	-70	-65
Comprehensive Income & Other	-15,592	-22,900	-26,113	-35,607	-16,327	-6,473
Total Common Equity	407,601	385,502	356,665	318,508	318,505	324,204
Minority Interest	11,493	10,903	10,073	9,582	9,227	8,971
Shareholders' Equity	419,094	396,405	366,738	328,090	327,732	333,175
Total Liabilities & Equity	3,632,954	3,520,355	3,104,902	2,843,090	2,502,816	2,455,163
Total Debt	633,986	427,211	249,614	203,426	164,758	249,565
Net Cash (Debt)	-381,075	-15,585	18,890	42,114	32,229	108,508
Net Cash Growth	-	-	-55.15%	30.67%	-70.30%	-
Net Cash Per Share	-84.74	-3.47	4.20	9.37	7.17	24.13
Filing Date Shares Outstanding	4,497	4,497	4,496	4,496	4,496	4,496
Total Common Shares Outstanding	4,497	4,497	4,496	4,496	4,496	4,496
Book Value Per Share	90.63	85.72	79.33	70.84	70.84	72.10
Tangible Book Value	403,058	376,782	348,601	309,774	310,713	317,128
Tangible Book Value Per Share	89.62	83.78	77.53	68.90	69.11	70.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.