PSE:MBT Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	155,355	185,324	193,648	181,941	146,195
Investment Securities	1,435,767	1,054,787	1,014,436	855,320	739,870
Trading Asset Securities	113,841	226,302	74,856	63,599	50,792
Total Investments	1,549,608	1,281,089	1,089,292	918,919	790,662
Gross Loans	2,011,343	1,846,517	1,585,200	1,473,544	1,302,736
Allowance for Loan Losses	-53,796	-48,373	-60,451	-60,302	-61,583
Other Adjustments to Gross Loans	-23,198	-17,738	-15,637	-13,538	-12,870
Net Loans	1,934,349	1,780,406	1,509,112	1,399,704	1,228,283
Property, Plant & Equipment	30,876	28,116	27,243	27,153	25,783
Goodwill	4,543	4,543	4,720	5,194	5,194
Other Intangible Assets	4,971	4,177	3,344	3,540	2,598
Investments in Real Estate	8,115	7,805	8,107	7,901	7,327
Accrued Interest Receivable	27,084	24,805	20,895	15,788	12,399
Other Receivables	31,325	22,385	15,970	9,990	9,013
Restricted Cash	106,042	150,128	207,807	252,628	253,257
Other Current Assets	2,870	2,673	2,566	2,358	2,239
Long-Term Deferred Tax Assets	15,307	18,037	14,171	13,362	13,094
Other Real Estate Owned & Foreclosed	1,320	943	826	598	717
Other Long-Term Assets	7,693	7,209	4,880	3,399	4,174
Total Assets	3,880,317	3,520,355	3,104,902	2,843,090	2,502,816
Accounts Payable	43,358	40,032	27,490	22,660	19,329
Accrued Expenses	10,343	13,023	12,483	10,180	8,381
Interest Bearing Deposits	2,660,956	2,573,878	2,382,772	2,221,124	1,930,284
Total Deposits	2,660,956	2,573,878	2,382,772	2,221,124	1,930,284
Short-Term Borrowings	13,502	13,370	16,865	16,865	8,349
Current Portion of Long-Term Debt	553,972	300,652	180,567	108,966	79,839
Current Portion of Leases	1,726	1,468	1,463	1,491	1,367
Current Income Taxes Payable	4,792	4,219	3,601	1,478	1,749
Accrued Interest Payable	8,437	10,521	7,302	3,776	1,477
Other Current Liabilities	39,311	42,609	40,504	41,789	39,608
Long-Term Debt	90,775	107,236	46,418	71,934	71,486
Long-Term Leases	4,833	4,485	4,301	4,170	3,717
Long-Term Unearned Revenue	2,300	1,769	1,511	1,273	1,158
Pension & Post-Retirement Benefits	1,782	3,246	2,910	72	57
Other Long-Term Liabilities	12,063	7,442	9,977	9,222	8,284
Total Liabilities	3,448,150	3,123,950	2,738,164	2,515,000	2,175,084
Common Stock	89,948	89,948	89,948	89,948	89,948
Additional Paid-In Capital	85,252	85,252	85,252	85,252	85,252
Retained Earnings	260,506	233,202	207,648	178,987	159,702
Treasury Stock	-	-	-70	-72	-70
Comprehensive Income & Other	-14,001	-22,900	-26,113	-35,607	-16,327
Total Common Equity	421,705	385,502	356,665	318,508	318,505
Minority Interest	10,462	10,903	10,073	9,582	9,227
Shareholders' Equity	432,167	396,405	366,738	328,090	327,732
Total Liabilities & Equity	3,880,317	3,520,355	3,104,902	2,843,090	2,502,816
Total Debt	664,808	427,211	249,614	203,426	164,758
Net Cash (Debt)	-395,612	-15,585	18,890	42,114	32,229
Net Cash Growth	-	-	-55.15%	30.67%	-70.30%
Net Cash Per Share	-87.99	-3.47	4.20	9.37	7.17
Filing Date Shares Outstanding	4,497	4,497	4,496	4,496	4,496
Total Common Shares Outstanding	4,497	4,497	4,496	4,496	4,496
Book Value Per Share	93.77	85.72	79.33	70.84	70.84
Tangible Book Value	412,191	376,782	348,601	309,774	310,713
Tangible Book Value Per Share	91.65	83.78	77.53	68.90	69.11

Source: S&P Global Market Intelligence. Banks template. Financial Sources.