PSE:MBT Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	49,720	48,137	42,238	32,776	22,156
Depreciation & Amortization	5,671	5,633	5,788	4,992	5,049
Other Amortization	2,315	1,792	1,746	1,458	1,954
Gain (Loss) on Sale of Assets	-663	-517	-1,654	-686	-381
Gain (Loss) on Sale of Investments	-1,294	-3,182	506	-5,027	-4,421
Total Asset Writedown	-644	-677	-352	-1,185	-807
Provision for Credit Losses	12,463	6,060	8,121	7,767	11,678
Change in Trading Asset Securities	111,478	-162,520	-12,012	68	22,165
Change in Other Net Operating Assets	-171,926	-268,689	-127,075	-185,248	3,542
Other Operating Activities	3,814	-1,493	774	2,109	831
Operating Cash Flow	5,255	-372,444	-76,966	-139,583	61,907
Operating Cash Flow Growth	-	-	-	-	-62.08%
Capital Expenditures	-8,525	-4,253	-3,751	-3,116	-3,229
Sale of Property, Plant and Equipment	3,248	576	408	455	453
Investment in Securities	-366,839	-32,543	-147,186	-135,277	-144,016
Income (Loss) Equity Investments	-915	-765	-875	-704	-568
Net Decrease (Increase) in Loans Originated / Sold - Investing	-4,408	-2,485	-1,356	6,437	18,326
Investing Cash Flow	-375,203	-37,392	-149,085	-129,975	-126,979
Long-Term Debt Issued	13,894,690	5,484,062	3,505,855	2,744,770	838,303
Long-Term Debt Repaid	-13,662,012	-5,308,741	-3,460,917	-2,717,283	-917,074
Net Debt Issued (Repaid)	232,678	175,321	44,938	27,487	-78,771
Issuance of Common Stock	-	314	7	12	-
Repurchase of Common Stock	-	-244	-5	-14	-5
Common Dividends Paid	-13,492	-13,492	-7,196	-7,196	-4,498
Net Increase (Decrease) in Deposit Accounts	87,078	191,106	161,648	290,841	133,069
Other Financing Activities	-1,375	-160	-149	-149	-149
Financing Cash Flow	295,894	343,850	192,947	304,685	36,154
Net Cash Flow	-74,054	-65,986	-33,104	35,127	-28,918
Free Cash Flow	-3,270	-376,697	-80,717	-142,699	58,678
Free Cash Flow Growth	-	-	-	-	-63.51%
Free Cash Flow Margin	-2.25%	-274.63%	-64.58%	-136.80%	65.88%
Free Cash Flow Per Share	-0.73	-83.78	-17.95	-31.74	13.05
Cash Interest Paid	62,986	60,074	44,505	14,074	12,061
Cash Income Tax Paid	14,401	17,413	13,038	9,020	7,154

Source: S&P Global Market Intelligence. Banks template. Financial Sources.