Security Bank Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	11,628	11,238	9,105	10,556	6,917
Depreciation & Amortization	3,220	2,747	2,150	2,115	2,173
Other Amortization	1,659	1,202	1,037	843.21	500.92
Gain (Loss) on Sale of Assets	-284.79	-935.18	-1,212	-1,497	-1,391
Gain (Loss) on Sale of Investments	-101.54	-21.21	690.1	635.08	-415.36
Total Asset Writedown	265.02	-43.84	134.68	207.06	-15.15
Provision for Credit Losses	12,497	6,654	4,666	2,634	5,281
Change in Trading Asset Securities	-26,027	-8,894	-3,320	-644.12	4,089
Change in Other Net Operating Assets	-34,953	-153,475	-34,854	-63,830	-17,013
Other Operating Activities	13,066	5,161	-520.85	890.81	2,056
Operating Cash Flow	-20,761	-135,656	-21,611	-46,981	1,251
Operating Cash Flow Growth	-	-	-	-	-99.16%
Capital Expenditures	-3,383	-3,132	-2,471	-1,285	-1,902
Sale of Property, Plant and Equipment	340.53	148.26	343.41	133.23	241.15
Investment in Securities	-2,178	-104,414	-32,478	-83,975	-12,817
Income (Loss) Equity Investments	-746.87	-1.87	-179.57	-147.36	-81.35
Purchase / Sale of Intangibles	-3,144	-2,584	-1,927	-1,098	-861.65
Investing Cash Flow	-6,627	-108,916	-35,571	-84,907	-12,825
Long-Term Debt Issued	223,222	740,345	755,011	524,925	7,034
Long-Term Debt Repaid	-306,525	-692,097	-742,343	-471,185	-43,920
Net Debt Issued (Repaid)	-83,304	48,249	12,667	53,741	-36,886
Total Dividends Paid	-2,266	-2,264	-2,273	-2,267	-2,263
Net Increase (Decrease) in Deposit Accounts	129,417	194,530	664.59	82,209	83,140
Financing Cash Flow	43,847	240,515	11,059	133,683	43,992
Foreign Exchange Rate Adjustments	-1,259	660.4	187	-3,013	273
Net Cash Flow	15,200	-3,397	-45,936	-1,218	32,691
Free Cash Flow	-24,144	-138,788	-24,082	-48,266	-651.14
Free Cash Flow Margin	-44.35%	-287.46%	-62.89%	-130.45%	-2.07%
Free Cash Flow Per Share	-32.04	-184.18	-31.96	-64.05	-0.86
Cash Interest Paid	28,074	18,392	14,027	6,262	5,354
Cash Income Tax Paid	5,439	4,417	3,474	2,439	1,288

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.