Security Bank Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	11,853	11,238	9,105	10,556	6,917	7,432
Depreciation & Amortization	3,050	2,747	2,150	2,115	2,173	2,010
Other Amortization	1,598	1,202	1,037	843.21	500.92	469.7
Gain (Loss) on Sale of Assets	-649.93	-935.18	-1,212	-1,497	-1,391	-1,215
Gain (Loss) on Sale of Investments	97.49	-21.21	690.1	635.08	-415.36	-465.96
Total Asset Writedown	-25.9	-43.84	134.68	207.06	-15.15	35.15
Provision for Credit Losses	10,168	6,654	4,666	2,634	5,281	26,383
Change in Trading Asset Securities	-35,958	-5,935	-3,320	-644.12	4,089	132,310
Change in Other Net Operating Assets	-82,069	-151,922	-34,854	-63,830	-17,013	-10,960
Other Operating Activities	6,471	-415.26	-520.85	890.81	2,056	-5,650
Operating Cash Flow	-86,330	-136,720	-21,611	-46,981	1,251	149,663
Operating Cash Flow Growth	-	-	-	-	-99.16%	-
Capital Expenditures	-3,866	-3,132	-2,471	-1,285	-1,902	-1,504
Sale of Property, Plant and Equipment	232.92	148.26	343.41	133.23	241.15	28.28
Investment in Securities	-41,117	-104,414	-32,478	-83,975	-12,817	-17,470
Income (Loss) Equity Investments	-425.6	-1.87	-179.57	-147.36	-81.35	194.98
Divestitures	-	-	-	-	-	1,250
Purchase / Sale of Intangibles	-2,966	-2,537	-1,927	-1,098	-861.65	-389.45
Investing Cash Flow	-46,130	-108,869	-35,571	-84,907	-12,825	-17,698
Long-Term Debt Issued	-	740,345	755,011	524,925	7,034	361,454
Long-Term Debt Repaid	-	-692,097	-742,343	-471,185	-43,920	-432,822
Net Debt Issued (Repaid)	-84,810	48,249	12,667	53,741	-36,886	-71,368
Common Dividends Paid	-	-	-	-	-2,263	-
Total Dividends Paid	-2,231	-2,264	-2,273	-2,267	-2,263	-2,263
Net Increase (Decrease) in Deposit Accounts	191,655	194,530	664.59	82,209	83,140	-59,227
Financing Cash Flow	104,613	240,515	11,059	133,683	43,992	-132,857
Foreign Exchange Rate Adjustments	1,601	1,737	187	-3,013	273	13,941
Net Cash Flow	-26,245	-3,337	-45,936	-1,218	32,691	13,049
Free Cash Flow	-90,196	-139,852	-24,082	-48,266	-651.14	148,159
Free Cash Flow Margin	-168.49%	-289.66%	-62.89%	-130.45%	-2.07%	617.60%
Free Cash Flow Per Share	-119.70	-185.59	-31.96	-64.05	-0.86	196.62
Cash Interest Paid	28,101	18,392	14,027	6,262	5,354	11,518
Cash Income Tax Paid	5,735	4,417	3,474	2,439	1,288	2,471

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.