Allied Bank Limited (PSX:ABL)

Allied Bank Income Statement

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	328,141	376,907	357,009	215,478	118,654	110,549
Interest Income on Investments	2,749	3,018	3,543	3,088	2,320	1,774
Total Interest Income	330,890	379,925	360,552	218,565	120,975	112,323
Interest Paid on Deposits	219,574	261,543	244,096	148,768	73,092	62,153
Net Interest Income	111,317	118,382	116,456	69,797	47,882	50,170
Net Interest Income Growth (YoY)	-10.47%	1.65%	66.85%	45.77%	-4.56%	14.59%
Gain (Loss) on Sale of Assets	971.05	938.91	23.92	16.45	356.32	300.17
Gain (Loss) on Sale of Investments	4,293	3,444	844.77	1,400	4,306	3,487
Other Non-Interest Income	23,563	22,934	21,185	16,947	9,779	7,882
Total Non-Interest Income	28,827	27,317	22,054	18,363	14,441	11,669
Non-Interest Income Growth (YoY)	16.17%	23.86%	20.10%	27.16%	23.75%	18.42%
Revenues Before Loan Losses	140,144	145,699	138,510	88,161	62,324	61,839
Provision for Loan Losses	-2,975	-2,710	2,977	-260.89	-811.1	843.55
Revenue	143,119	148,409	135,533	88,422	63,135	60,995
Revenue Growth (YoY)	-5.82%	9.50%	53.28%	40.05%	3.51%	14.89%
Salaries and Employee Benefits	1,260	1,447	1,774	978.73	599.31	626.53
Selling, General & Administrative	6,546	5,740	3,389	2,901	2,181	2,006
Other Non-Interest Expense	55,737	52,334	44,527	37,607	31,618	28,342
Total Non-Interest Expense	62,820	58,695	48,724	41,535	34,398	30,974
EBT Excluding Unusual Items	80,299	89,714	86,809	46,886	28,737	30,021
Pretax Income	80,299	89,714	86,809	46,782	28,685	29,975
Income Tax Expense	42,003	45,325	45,508	25,534	11,182	11,597
Net Income	38,296	44,389	41,301	21,247	17,503	18,378
Net Income to Common	38,296	44,389	41,301	21,247	17,503	18,378
Net Income Growth	-19.79%	7.48%	94.38%	21.39%	-4.76%	26.84%
Basic Shares Outstanding	1,145	1,145	1,145	1,145	1,145	1,145
Diluted Shares Outstanding	1,145	1,145	1,145	1,145	1,145	1,145
EPS (Basic)	33.44	38.77	36.07	18.56	15.29	16.05
EPS (Diluted)	33.44	38.77	36.07	18.56	15.29	16.05
EPS Growth	-19.79%	7.48%	94.38%	21.39%	-4.76%	26.84%
Dividend Per Share	16.000	16.000	12.000	8.500	8.000	8.000
Dividend Growth	6.67%	33.33%	41.18%	6.25%	-	-
Effective Tax Rate	52.31%	50.52%	52.42%	54.58%	38.98%	38.69%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.