Askari General Insurance Company Limited (PSX:AGICR2)

PSX:AGICR2 Statistics

Total Valuation

PSX:AGICR2 has a market cap or net worth of PKR 2.73 billion. The enterprise value is 2.68 billion.

Market Cap	2.73B
Enterprise Value	2.68B

Important Dates

The next estimated earnings date is Wednesday, March 18, 2026.

Earnings Date	Mar 18, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	+38.15%
Owned by Insiders (%)	8.82%
Owned by Institutions (%)	1.09%
Float	22.96M

Valuation Ratios

The trailing PE ratio is 3.57.

PE Ratio	3.57
Forward PE	n/a
PS Ratio	0.61
PB Ratio	0.82
P/TBV Ratio	0.82
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.01, with an EV/FCF ratio of -2.27.

EV / Earnings	3.51
EV / Sales	0.60
EV / EBITDA	2.01
EV / EBIT	2.14
EV / FCF	-2.27

Financial Position

The company has a current ratio of 0.90, with a Debt / Equity ratio of 0.13.

Current Ratio	0.90
Quick Ratio	0.58
Debt / Equity	0.13
Debt / EBITDA	0.32
Debt / FCF	-0.36
Interest Coverage	35.18

Financial Efficiency

Return on equity (ROE) is 24.74% and return on invested capital (ROIC) is 23.19%.

Return on Equity (ROE)	24.74%
Return on Assets (ROA)	8.49%
Return on Invested Capital (ROIC)	23.19%
Return on Capital Employed (ROCE)	30.82%
Revenue Per Employee	10.33M
Profits Per Employee	1.76M
Employee Count	435
Asset Turnover	0.49
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:AGICR2 has paid 456.20 million in taxes.

Income Tax	456.20M
Effective Tax Rate	37.36%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	n/a
Average Volume (20 Days)	144,767

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:AGICR2 had revenue of PKR 4.49 billion and earned 764.97 million in profits. Earnings per share was 10.64.

Revenue	4.49B
Gross Profit	1.51B
Operating Income	1.25B
Pretax Income	1.22B
Net Income	764.97M
EBITDA	1.25B
EBIT	1.25B
Earnings Per Share (EPS)	10.64

Balance Sheet

The company has 885.71 million in cash and 421.97 million in debt, giving a net cash position of 45.96 million.

Cash & Cash Equivalents	885.71M
Total Debt	421.97M
Net Cash	45.96M
Net Cash Per Share	n/a
Equity (Book Value)	3.33B
Book Value Per Share	46.24
Working Capital	-567.12M

Cash Flow

In the last 12 months, operating cash flow was -493.53 million and capital expenditures -688.43 million, giving a free cash flow of -1.18 billion.

Operating Cash Flow	-493.53M
Capital Expenditures	-688.43M
Free Cash Flow	-1.18B
FCF Per Share	n/a

Margins

Gross margin is 33.64%, with operating and profit margins of 27.84% and 17.02%.

Gross Margin	33.64%
Operating Margin	27.84%
Pretax Margin	27.17%
Profit Margin	17.02%
EBITDA Margin	27.88%
EBIT Margin	27.84%
FCF Margin	n/a

Dividends & Yields

PSX:AGICR2 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	45.30%
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	28.03%
FCF Yield	-43.32%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2