Grays Leasing Limited (PSX:GRYL)

Grays Leasing Income Statement

Financials in millions PKR. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest and Dividend Income	22.63	27.18	21.12	20.85	16.37
Total Interest Expense	0.29	-	-	0.29	0.82
Net Interest Income	22.34	27.18	21.12	20.56	15.55
Other Revenue	1.78	3.34	2.78	1.64	2.32
Revenue Before Loan Losses	24.11	30.51	23.9	22.2	17.87
Provision for Loan Losses	-0.32	-2.39	-2.98	4.23	-0.89
Revenue	24.44	32.91	26.88	17.97	18.75
Revenue Growth (YoY)	-25.75%	22.41%	49.57%	-4.15%	88.78%
Cost of Services Provided	18.39	17.66	19.59	14.83	13.66
Other Operating Expenses	-	0.48	0.26	1.05	0.63
Total Operating Expenses	18.39	18.14	19.84	15.87	14.28
Operating Income	6.04	14.77	7.04	2.1	4.47
EBT Excluding Unusual Items	6.04	14.77	7.04	2.1	4.47
Pretax Income	6.04	14.77	7.04	2.21	4.48
Income Tax Expense	0.5	7.01	1.12	6.3	6.12
Net Income	5.55	7.76	5.92	-4.09	-1.65
Net Income to Common	5.55	7.76	5.92	-4.09	-1.65
Net Income Growth	-28.55%	31.09%	-	-	-
Shares Outstanding (Basic)	21	22	22	22	22
Shares Outstanding (Diluted)	21	22	22	22	22
Shares Change (YoY)	-0.02%	-	-	-	-
EPS (Basic)	0.26	0.36	0.28	-0.19	-0.08
EPS (Diluted)	0.26	0.36	0.28	-0.19	-0.08
EPS Growth	-28.54%	31.09%	-	-	-
Free Cash Flow	-1.4	9.11	-1.94	4.97	-2.61
Free Cash Flow Per Share	-0.07	0.42	-0.09	0.23	-0.12
Operating Margin	24.72%	44.89%	26.19%	11.69%	23.84%
Profit Margin	22.70%	23.59%	22.02%	-22.75%	-8.78%
Free Cash Flow Margin	-5.74%	27.69%	-7.22%	27.65%	-13.92%
Effective Tax Rate	8.21%	47.46%	15.91%	285.29%	136.77%
Revenue as Reported	24.4	30.51	23.9	22.59	18.7

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.