Grays Leasing Cash Flow Statement

Financials in millions PKR. Fiscal year is July - June.

Millions PKR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	4.51	5.55	7.76	5.92	-4.09	-1.65
Depreciation & Amortization	0.1	0.11	0.13	0.12	0.3	0.5
Provision for Credit Losses	-0.32	-0.32	-2.39	-2.98	4.23	-0.89
Change in Other Net Operating Assets	-0.87	0.6	-0.53	0.22	0.48	0.57
Other Operating Activities	-6.87	-7.19	4.15	-4.98	4.25	-0.97
Operating Cash Flow	-3.48	-1.26	9.12	-1.7	5.06	-2.45
Capital Expenditures	-0.15	-0.15	-0.01	-0.24	-0.09	-0.16
Sale of Property, Plant & Equipment	0.1	-	-	-	1.21	0.13
Net Decrease (Increase) in Loans Originated / Sold - Investing	-19.19	-24	-11.92	35.68	-0.68	-31.21
Other Investing Activities	-0.53	-	-	-	-	0.44
Investing Cash Flow	-19.76	-24.14	-11.94	35.44	0.43	-30.8
Short-Term Debt Issued	-	24	15	-	-	5
Total Debt Issued	24	24	15	-	-	5
Short-Term Debt Repaid	-	-12	-13	-25	-10	-2.5
Long-Term Debt Repaid	-	-	-	-	-1.07	-0.49
Total Debt Repaid	-28.01	-12	-13	-25	-11.07	-2.99
Net Debt Issued (Repaid)	-4.01	12	2	-25	-11.07	2.01
Other Financing Activities	9.43	8.51	-1.44	-9.47	7.32	27.05
Financing Cash Flow	5.42	20.51	0.56	-34.47	-3.75	29.07
Net Cash Flow	-17.82	-4.89	-2.25	-0.73	1.74	-4.19
Free Cash Flow	-3.62	-1.4	9.11	-1.94	4.97	-2.61
Free Cash Flow Margin	-15.54%	-5.68%	27.69%	-7.22%	27.65%	-13.92%
Free Cash Flow Per Share	-0.17	-0.07	0.42	-0.09	0.23	-0.12
Cash Interest Paid	0.05	0.04	0.03	0.26	1.33	6.62
Cash Income Tax Paid	8.13	8.23	3.76	5.04	3.04	1.15

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.