Jahangir Siddiqui & Income Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	165,097	223,139	133,711	73,983	40,845	44,209
Total Interest Expense	97,496	147,550	92,623	57,417	27,378	33,834
Net Interest Income	67,601	75,589	41,088	16,565	13,467	10,375
Brokerage Commission	11,226	8,982	5,924	3,861	4,407	4,372
Gain on Sale of Investments (Rev)	5,857	1,488	256	-315.01	237.94	2,162
Other Revenue	89	89	-0.45	-73.84	60.76	27.24
Revenue	84,773	86,147	47,267	20,038	18,173	16,937
Revenue Growth (YoY)	-1.47%	82.25%	135.89%	10.26%	7.30%	53.63%
Salaries & Employee Benefits	484.83	672.58	348.06	62.13	75.52	73.83
Cost of Services Provided	69,059	60,553	37,344	19,306	16,489	15,399
Other Operating Expenses	26.15	26.15	-0.28	2.07	13.2	9.72
Total Operating Expenses	69,570	61,252	37,691	19,371	16,578	15,482
Operating Income	15,202	24,895	9,576	667.12	1,595	1,455
Currency Exchange Gains	4,586	4,586	5,872	2,162	1,189	1,010
Other Non-Operating Income (Expenses)	-914.11	291.55	309.75	246.67	268.34	186.71
EBT Excluding Unusual Items	21,340	30,267	18,541	4,007	3,523	2,714
Gain (Loss) on Sale of Investments	604.24	76.58	-93.88	38.44	317.65	-247.53
Other Unusual Items	-	-	2,031	17.71	5.81	30.12
Pretax Income	22,015	30,414	20,865	4,091	3,685	2,510
Income Tax Expense	13,531	17,276	8,567	1,714	1,360	1,221
Earnings From Continuing Ops.	8,484	13,138	12,299	2,378	2,324	1,288
Earnings From Discontinued Ops.	-	-	60.11	-4.55	-311.87	-
Net Income to Company	8,484	13,138	12,359	2,373	2,013	1,288
Minority Interest in Earnings	-4,170	-6,696	-3,394	-223.09	-351.73	-372.58
Net Income	4,313	6,442	8,965	2,150	1,661	915.75
Net Income to Common	4,313	6,442	8,965	2,150	1,661	915.75
Net Income Growth	-51.63%	-28.13%	316.97%	29.45%	81.36%	759.45%
Shares Outstanding (Basic)	916	916	916	916	916	916
Shares Outstanding (Diluted)	1,062	1,062	1,062	1,062	985	916
Shares Change (YoY)	-	-	-	7.87%	7.54%	-
EPS (Basic)	4.71	7.03	9.79	2.35	1.81	1.00
EPS (Diluted)	4.08	6.09	8.52	2.06	1.71	1.00
EPS Growth	-51.86%	-28.57%	314.23%	20.59%	70.65%	759.45%
Free Cash Flow	74,205	52,856	123,407	43,445	9,172	83,261
Free Cash Flow Per Share	69.84	49.75	116.15	40.89	9.31	90.90
Dividend Per Share	-	-	0.600	-	-	-
Operating Margin	17.93%	28.90%	20.26%	3.33%	8.78%	8.59%
Profit Margin	5.09%	7.48%	18.97%	10.73%	9.14%	5.41%
Free Cash Flow Margin	87.53%	61.36%	261.08%	216.82%	50.47%	491.59%
Effective Tax Rate	61.46%	56.80%	41.06%	41.89%	36.92%	48.67%
Revenue as Reported	185,994	238,629	148,498	79,943	47,035	52,022

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.