Silkbank Limited (PSX: SILK)

Silkbank Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015
Period Ending	Sep 30, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015
Cash & Equivalents	4,732	4,261	2,845	2,518	2,460	2,544
Investment Securities	111,521	28,240	24,071	46,887	13,538	15,983
Trading Asset Securities	24,367	86.26	10,232	146.76	35.81	72.81
Total Investments	135,888	28,326	34,303	47,034	13,574	16,056
Gross Loans	110,912	116,085	103,992	90,273	69,702	67,926
Allowance for Loan Losses	-8,816	-6,862	-5,212	-4,287	-4,510	-5,971
Other Adjustments to Gross Loans	-	-398.2	-425.78	-134.9	-390.24	-880.36
Net Loans	102,096	108,825	98,354	85,851	64,803	61,074
Property, Plant & Equipment	5,173	5,910	3,981	3,935	3,858	4,208
Other Intangible Assets	211.31	217.08	226.84	241.9	242.99	288.92
Accrued Interest Receivable	7,838	5,824	4,739	2,963	1,947	2,113
Other Receivables	487.91	645.67	1,085	2,326	542.62	-
Restricted Cash	8,255	8,746	6,337	6,113	4,999	4,994
Other Current Assets	4,750	5,343	4,481	1,212	1,087	1,267
Long-Term Deferred Tax Assets	5,619	4,864	3,059	3,476	3,705	4,181
Other Real Estate Owned & Foreclosed	9,159	9,439	9,234	10,839	12,655	10,562
Other Long-Term Assets	586.74	23,288	7,927	345.02	25,161	25,814
Total Assets	284,797	205,688	176,571	166,855	135,034	133,103
Accrued Expenses	724.84	512.19	258.18	311.36	209.45	131.09
Interest Bearing Deposits	122,207	120,700	104,362	82,714	64,771	58,590
Non-Interest Bearing Deposits	31,880	28,154	28,302	27,564	22,017	22,507
Total Deposits	154,087	148,854	132,664	110,278	86,787	81,098
Short-Term Borrowings	109,034	32,396	18,082	35,657	30,271	33,216
Current Portion of Long-Term Debt	-	0.6	0.4	-	-	59.85
Current Portion of Leases	-	-	2.66	4.22	3.82	3.35
Accrued Interest Payable	1,213	1,065	813.27	665.68	502.34	497.21
Other Current Liabilities	557.13	1,736	4,633	3,193	1,762	1,064
Long-Term Debt	2,439	2,125	1,999	2,000	-	-
Long-Term Leases	4,083	4,297	-	2.66	6.88	10.8
Long-Term Unearned Revenue	414.65	448.31	688.51	733.56	655.96	330.96
Pension & Post-Retirement Benefits	66.72	57.81	49.49	27.29	22.58	36.12
Other Long-Term Liabilities	3,358	3,425	2,993	800.18	2,758	2,079
Total Liabilities	275,978	194,916	162,184	153,673	122,979	118,526
Preferred Stock, Convertible	-	-	-	-	-	2,200
Common Stock	90,819	90,819	90,819	90,819	77,998	77,998
Retained Earnings	-12,828	-12,916	-8,976	-10,303	-11,429	-11,155
Comprehensive Income & Other	-69,171	-67,131	-67,455	-67,335	-54,514	-54,467
Total Common Equity	8,820	10,772	14,387	13,181	12,055	12,377
Shareholders' Equity	8,820	10,772	14,387	13,181	12,055	14,577
Total Liabilities & Equity	284,797	205,688	176,571	166,855	135,034	133,103
Total Debt	115,557	38,819	20,084	37,664	30,281	33,290
Net Cash (Debt)	-81,658	-20,721	4,658	-26,379	-27,479	-24,727
Net Cash Per Share	-8.99	-2.28	0.51	-2.92	-3.52	-8.40
Filing Date Shares Outstanding	9,082	9,082	9,082	9,082	7,800	7,800
Total Common Shares Outstanding	9,082	9,082	9,082	9,082	7,800	7,800
Book Value Per Share	0.97	1.19	1.58	1.45	1.55	1.59
Tangible Book Value	8,608	10,555	14,160	12,939	11,812	12,088
Tangible Book Value Per Share	0.95	1.16	1.56	1.42	1.51	1.55

Source: S&P Capital IQ. Banks template. Financial Sources.