SME Leasing Income Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Interest and Dividend Income	8.51	11.4	20.87	21.3	21.58	26.47
Total Interest Expense	46.43	35.74	23.53	18.37	21.45	22.33
Net Interest Income	-37.91	-24.34	-2.66	2.93	0.14	4.14
Other Revenue	-0.55	0.01	0.03	0.05	0.07	0.09
Revenue Before Loan Losses	-38.47	-24.32	-2.62	2.98	0.2	4.23
Provision for Loan Losses	118.66	3.21	-53.02	-20.07	14.06	-4.73
Revenue	-157.13	-27.53	50.4	23.05	-13.85	8.96
Revenue Growth (YoY)	-	-	118.64%	-	-	-60.32%
Cost of Services Provided	46.61	42.91	48.92	44.09	43.68	44.23
Other Operating Expenses	0.04	0.06	0.08	0.12	0.12	0.13
Total Operating Expenses	46.65	42.97	49	44.21	43.8	44.37
Operating Income	-203.78	-70.5	1.4	-21.15	-57.66	-35.41
EBT Excluding Unusual Items	-203.22	-69.57	1.4	-21.15	-57.66	-35.39
Pretax Income	-202.86	-69.21	1.49	-21.11	-57.35	-35.38
Income Tax Expense	0.12	0.14	0.26	-7.71	0.32	0.31
Net Income	-202.98	-69.35	1.23	-13.4	-57.68	-35.69
Net Income to Common	-202.98	-69.35	1.23	-13.4	-57.68	-35.69
Shares Outstanding (Basic)	32	32	32	32	32	32
Shares Outstanding (Diluted)	32	32	32	32	32	32
EPS (Basic)	-6.34	-2.17	0.04	-0.42	-1.80	-1.12
EPS (Diluted)	-6.34	-2.17	0.04	-0.42	-1.80	-1.12
Free Cash Flow	-0.4	-3.41	-1.08	15.06	0.15	-2.11
Free Cash Flow Per Share	-0.01	-0.11	-0.03	0.47	0.01	-0.07
Operating Margin	-	-	2.77%	-91.77%	-	-395.20%
Profit Margin	-	-	2.44%	-58.13%	-	-398.41%
Free Cash Flow Margin	-	-	-2.15%	65.32%	-	-23.51%
Effective Tax Rate	-	-	17.59%	-	-	-
Revenue as Reported	8.88	12.71	21	21.39	21.95	26.58

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.