SME Leasing Income Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	7.46	11.4	20.87	21.3	21.58
Total Interest Expense	38.88	35.74	23.53	18.37	21.45
Net Interest Income	-31.42	-24.34	-2.66	2.93	0.14
Other Revenue	-	0.01	0.03	0.05	0.07
Revenue Before Loan Losses	-31.42	-24.32	-2.62	2.98	0.2
Provision for Loan Losses	107.59	3.21	-53.02	-20.07	14.06
Revenue	-139.01	-27.53	50.4	23.05	-13.85
Revenue Growth (YoY)	-	-	118.64%	-	-
Cost of Services Provided	50.84	42.91	48.92	44.09	43.68
Other Operating Expenses	-	0.06	0.08	0.12	0.12
Total Operating Expenses	50.84	42.97	49	44.21	43.8
Operating Income	-189.85	-70.5	1.4	-21.15	-57.66
EBT Excluding Unusual Items	-189.85	-69.57	1.4	-21.15	-57.66
Pretax Income	-189.85	-69.21	1.49	-21.11	-57.35
Income Tax Expense	0.09	0.14	0.26	-7.71	0.32
Net Income	-189.94	-69.35	1.23	-13.4	-57.68
Net Income to Common	-189.94	-69.35	1.23	-13.4	-57.68
Shares Outstanding (Basic)	32	32	32	32	32
Shares Outstanding (Diluted)	32	32	32	32	32
Shares Change (YoY)	-0.07%	-	-	-	-
EPS (Basic)	-5.94	-2.17	0.04	-0.42	-1.80
EPS (Diluted)	-5.94	-2.17	0.04	-0.42	-1.80
Free Cash Flow	-3.16	-3.41	-1.08	15.06	0.15
Free Cash Flow Per Share	-0.10	-0.11	-0.03	0.47	0.01
Operating Margin	-	-	2.77%	-91.77%	-
Profit Margin	-	-	2.44%	-58.13%	-
Free Cash Flow Margin	-	-	-2.15%	65.32%	-
Effective Tax Rate	-	-	17.59%	-	-
Revenue as Reported	7.46	12.71	21	21.39	21.95

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.