Telecard Limited (PSX:TELE)

Telecard Statistics

Total Valuation

Telecard has a market cap or net worth of PKR 3.13 billion. The enterprise value is 4.06 billion.

Market Cap	3.13B
Enterprise Value	4.06B

Important Dates

The next estimated earnings date is Wednesday, October 22, 2025.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	n/a

Share Statistics

Telecard has 338.63 million shares outstanding. The number of shares has decreased by -4.76% in one year.

Current Share Class	338.63M
Shares Outstanding	338.63M
Shares Change (YoY)	-4.76%
Shares Change (QoQ)	+1.71%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	0.00%
Float	197.93M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.29
PB Ratio	0.65
P/TBV Ratio	0.81
P/FCF Ratio	19.36
P/OCF Ratio	7.59
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.64, with an EV/FCF ratio of 25.12.

EV / Earnings	-55.14
EV / Sales	0.38
EV / EBITDA	7.64
EV / EBIT	12.70
EV / FCF	25.12

Financial Position

The company has a current ratio of 2.03, with a Debt / Equity ratio of 0.14.

Current Ratio	2.03
Quick Ratio	0.91
Debt / Equity	0.14
Debt / EBITDA	1.28
Debt / FCF	4.20
Interest Coverage	3.17

Financial Efficiency

Return on equity (ROE) is -4.35% and return on invested capital (ROIC) is 3.49%.

Return on Equity (ROE)	-4.35%
Return on Assets (ROA)	2.19%
Return on Invested Capital (ROIC)	3.49%
Return on Capital Employed (ROCE)	6.13%
Revenue Per Employee	18.55M
Profits Per Employee	-126,608
Employee Count	581
Asset Turnover	1.18
Inventory Turnover	14.47

Taxes

In the past 12 months, Telecard has paid 377.53 million in taxes.

Income Tax	377.53M
Effective Tax Rate	231.89%

Stock Price Statistics

The stock price has increased by +33.14% in the last 52 weeks. The beta is 1.33, so Telecard's price volatility has been higher than the market average.

Beta (5Y)	1.33
52-Week Price Change	+33.14%
50-Day Moving Average	8.13
200-Day Moving Average	8.09
Relative Strength Index (RSI)	64.45
Average Volume (20 Days)	17,732,287

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Telecard had revenue of PKR 10.78 billion and -73.56 million in losses. Loss per share was -0.22.

Revenue	10.78B
Gross Profit	2.06B
Operating Income	319.32M
Pretax Income	162.80M
Net Income	-73.56M
EBITDA	510.53M
EBIT	319.32M
Loss Per Share	-0.22

Balance Sheet

The company has 595.33 million in cash and 678.42 million in debt, giving a net cash position of -83.08 million or -0.25 per share.

Cash & Cash Equivalents	595.33M
Total Debt	678.42M
Net Cash	-83.08M
Net Cash Per Share	-0.25
Equity (Book Value)	4.83B
Book Value Per Share	11.76
Working Capital	4.18B

Cash Flow

In the last 12 months, operating cash flow was 411.89 million and capital expenditures -250.44 million, giving a free cash flow of 161.45 million.

Operating Cash Flow	411.89M
Capital Expenditures	-250.44M
Free Cash Flow	161.45M
FCF Per Share	0.48

Margins

Gross margin is 19.12%, with operating and profit margins of 2.96% and -0.68%.

Gross Margin	19.12%
Operating Margin	2.96%
Pretax Margin	1.51%
Profit Margin	-0.68%
EBITDA Margin	4.74%
EBIT Margin	2.96%
FCF Margin	1.50%

Dividends & Yields

Telecard does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	4.76%
Shareholder Yield	n/a
Earnings Yield	-2.35%
FCF Yield	5.17%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on October 20, 2022. It was a forward split with a ratio of 1.075.

Last Split Date	Oct 20, 2022
Split Type	Forward
Split Ratio	1.075

Scores

Telecard has an Altman Z-Score of 2.26 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.26
Piotroski F-Score	4