Pakistan · Delayed Price · Currency is PKR Heartland Financial USA Statistics
Total Valuation
PSX:ZAHID has a market cap or net worth of PKR 16.75 billion. The enterprise value is 20.86 billion.
| Market Cap | 16.75B |
| Enterprise Value | 20.86B |
Important Dates
The next estimated earnings date is Monday, October 6, 2025.
| Earnings Date | Oct 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PSX:ZAHID has 191.42 million shares outstanding. The number of shares has decreased by -0.02% in one year.
| Current Share Class | 191.42M |
| Shares Outstanding | 191.42M |
| Shares Change (YoY) | -0.02% |
| Shares Change (QoQ) | -0.28% |
| Owned by Insiders (%) | 96.28% |
| Owned by Institutions (%) | 0.00% |
| Float | 4.76M |
Valuation Ratios
The trailing PE ratio is 16.00.
| PE Ratio | 16.00 |
| Forward PE | n/a |
| PS Ratio | 0.41 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.63, with an EV/FCF ratio of -27.32.
| EV / Earnings | 19.92 |
| EV / Sales | 0.51 |
| EV / EBITDA | 8.63 |
| EV / EBIT | 17.19 |
| EV / FCF | -27.32 |
Financial Position
The company has a current ratio of 1.69, with a Debt / Equity ratio of 0.50.
| Current Ratio | 1.69 |
| Quick Ratio | 1.01 |
| Debt / Equity | 0.50 |
| Debt / EBITDA | 3.55 |
| Debt / FCF | -11.23 |
| Interest Coverage | 1.00 |
Financial Efficiency
Return on equity (ROE) is 6.33% and return on invested capital (ROIC) is 2.99%.
| Return on Equity (ROE) | 6.33% |
| Return on Assets (ROA) | 2.47% |
| Return on Invested Capital (ROIC) | 2.99% |
| Return on Capital Employed (ROCE) | 5.68% |
| Revenue Per Employee | 35.59M |
| Profits Per Employee | 917,551 |
| Employee Count | 1,141 |
| Asset Turnover | 1.32 |
| Inventory Turnover | 7.20 |
Taxes
| Income Tax | -129.72M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +177.85% in the last 52 weeks. The beta is 0.43, so PSX:ZAHID's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +177.85% |
| 50-Day Moving Average | 67.48 |
| 200-Day Moving Average | 38.04 |
| Relative Strength Index (RSI) | 48.22 |
| Average Volume (20 Days) | 149,586 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:ZAHID had revenue of PKR 40.61 billion and earned 1.05 billion in profits. Earnings per share was 5.47.
| Revenue | 40.61B |
| Gross Profit | 2.09B |
| Operating Income | 1.21B |
| Pretax Income | 917.21M |
| Net Income | 1.05B |
| EBITDA | 2.42B |
| EBIT | 1.21B |
| Earnings Per Share (EPS) | 5.47 |
Balance Sheet
The company has 4.47 billion in cash and 8.58 billion in debt, giving a net cash position of -4.11 billion or -21.45 per share.
| Cash & Cash Equivalents | 4.47B |
| Total Debt | 8.58B |
| Net Cash | -4.11B |
| Net Cash Per Share | -21.45 |
| Equity (Book Value) | 17.05B |
| Book Value Per Share | 89.18 |
| Working Capital | 6.48B |
Cash Flow
In the last 12 months, operating cash flow was -839.13 million and capital expenditures 75.64 million, giving a free cash flow of -763.49 million.
| Operating Cash Flow | -839.13M |
| Capital Expenditures | 75.64M |
| Free Cash Flow | -763.49M |
| FCF Per Share | -3.99 |
Margins
Gross margin is 5.15%, with operating and profit margins of 2.99% and 2.58%.
| Gross Margin | 5.15% |
| Operating Margin | 2.99% |
| Pretax Margin | 2.26% |
| Profit Margin | 2.58% |
| EBITDA Margin | 5.95% |
| EBIT Margin | 2.99% |
| FCF Margin | n/a |
Dividends & Yields
PSX:ZAHID does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.02% |
| Shareholder Yield | n/a |
| Earnings Yield | 6.25% |
| FCF Yield | -4.56% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on October 20, 2017. It was a forward split with a ratio of 1.05.
| Last Split Date | Oct 20, 2017 |
| Split Type | Forward |
| Split Ratio | 1.05 |
Scores
PSX:ZAHID has an Altman Z-Score of 2.47 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.47 |
| Piotroski F-Score | 6 |