Damaan Islamic Insurance Company "Beema" (Q.P.S.C.) (QSE:BEMA)

QSE:BEMA Cash Flow Statement

Financials in millions QAR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	112.24	97.23	101.23	50.84	90.09
Depreciation & Amortization	9.25	7.38	6.58	6	1.03
Other Amortization	0.15	0.15	0.16	0.08	-
Gain (Loss) on Sale of Assets	0	-0.15	-	-0.11	-
Gain (Loss) on Sale of Investments	-40.07	-34.22	-26.6	-28.41	-31.71
Change in Insurance Reserves / Liabilities	91.4	17.5	34.55	41.09	-1.81
Change in Other Net Operating Assets	-18.45	-217.84	183.23	-0.81	11.11
Other Operating Activities	0.52	-0.77	5.77	50.99	0.19
Operating Cash Flow	155.05	-130.71	304.91	120.63	89.97
Operating Cash Flow Growth	-	-	152.77%	34.08%	28.87%
Capital Expenditures	-4.11	-5.26	-6.35	-9.27	-11.51
Sale of Property, Plant & Equipment	0.04	0.16	-	0.11	-
Investment in Securities	-117.81	174.29	-211.37	52.35	-107.21
Investing Cash Flow	-121.89	169.19	-217.72	43.18	-118.72
Long-Term Debt Issued	-	-	55.93	-	-
Total Debt Repaid	-1.2	-239.41	-0.18	-104.28	-13.1
Net Debt Issued (Repaid)	-1.2	-239.41	55.74	-104.28	-13.1
Common Dividends Paid	-42.9	-37.21	-23.33	-22.1	-20.9
Financing Cash Flow	-44.1	-276.62	32.41	-126.38	-33.99
Net Cash Flow	-10.94	-238.14	119.61	37.43	-62.74
Free Cash Flow	150.94	-135.96	298.56	111.36	78.46
Free Cash Flow Growth	-	-	168.11%	41.93%	65.90%
Free Cash Flow Margin	35.78%	-41.08%	98.05%	39.57%	23.26%
Free Cash Flow Per Share	0.76	-0.68	1.49	0.56	3.92
Cash Income Tax Paid	-	1.06	1.39	0.65	-
Levered Free Cash Flow	168.22	-133.07	338.01	142.9	21.94
Unlevered Free Cash Flow	168.36	-132.73	338.47	143.01	22.39
Change in Net Working Capital	-92.77	196.12	-273.69	-81.94	23.88

Updated Jan 26, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.