QSE:QISI Income Statement

Financials in millions QAR. Fiscal year is January - December.

Millions QAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	473.19	562.54	346.01	306.63	270.32
Total Interest & Dividend Income	37.47	38.32	31.6	31.15	18.49
Gain (Loss) on Sale of Investments	2.06	-0.09	-20.32	-1.55	0.01
Other Revenue	17.42	17.44	14.08	7.36	0.16
Total Revenue	530.14	618.22	371.37	343.6	288.98
Revenue Growth (YoY)	-14.25%	66.47%	8.08%	18.90%	-2.74%
Policy Benefits	461.69	554.18	150.9	169.53	120.95
Policy Acquisition & Underwriting Costs	20.06	13.95	14.39	3.69	14.54
Depreciation & Amortization	0.63	0.62	0.62	0.8	0.8
Selling, General & Administrative	60.8	67.94	60.86	47.34	41.57
Other Operating Expenses	-164.67	-153.12	1.29	4.32	11.07
Total Operating Expenses	378.5	483.58	228.06	225.68	188.92
Operating Income	151.64	134.64	143.31	117.92	100.05
Interest Expense	-0.02	-0.03	-0.05	-8.02	-0.13
Earnings From Equity Investments	-	-	-	-3.25	-15.08
EBT Excluding Unusual Items	151.62	134.61	143.26	106.65	84.85
Asset Writedown	1.05	-6.15	-0.46	-5.31	-1.77
Pretax Income	152.67	128.46	142.8	101.34	83.08
Net Income	152.67	128.46	142.8	101.34	83.08
Net Income to Common	152.67	128.46	142.8	101.34	83.08
Net Income Growth	18.85%	-10.04%	40.92%	21.97%	9.71%
Shares Outstanding (Basic)	150	150	150	150	150
Shares Outstanding (Diluted)	150	150	150	150	150
EPS (Basic)	1.02	0.86	0.95	0.68	0.55
EPS (Diluted)	1.02	0.86	0.95	0.68	0.55
EPS Growth	18.85%	-10.04%	40.92%	21.97%	9.71%
Free Cash Flow	107.41	132.29	84.82	147.37	141.98
Free Cash Flow Per Share	0.72	0.88	0.56	0.98	0.95
Dividend Per Share	0.500	0.500	0.500	0.450	0.400
Dividend Growth	-	-	11.11%	12.50%	23.08%
Operating Margin	28.60%	21.78%	38.59%	34.32%	34.62%
Profit Margin	28.80%	20.78%	38.45%	29.49%	28.75%
Free Cash Flow Margin	20.26%	21.40%	22.84%	42.89%	49.13%
EBITDA	153.4	136.16	144.89	119.11	101.3
EBITDA Margin	28.94%	22.02%	39.01%	34.67%	35.06%
D&A For EBITDA	1.76	1.52	1.58	1.19	1.25
EBIT	151.64	134.64	143.31	117.92	100.05
EBIT Margin	28.60%	21.78%	38.59%	34.32%	34.62%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.