DBS Group Holdings Balance Sheet

Financials in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	-	47,352	39,875	43,976	46,690	42,202
Investment Securities	-	172,461	154,787	142,732	125,126	88,029
Trading Asset Securities	-	27,897	22,700	44,935	19,681	61,097
Total Investments	-	200,358	177,487	187,667	144,807	149,126
Gross Loans	-	436,684	422,152	420,284	415,072	377,770
Allowance for Loan Losses	-	-6,090	-5,989	-5,765	-6,079	-6,599
Net Loans	-	430,594	416,163	414,519	408,993	371,171
Property, Plant & Equipment	-	2,237	2,342	2,018	2,180	2,380
Goodwill	-	6,171	6,081	5,340	5,362	5,323
Other Intangible Assets	-	1,560	1,542	1,181	1,042	916
Investments in Real Estate	-	277	37	39	40	42
Accrued Interest Receivable	-	3,187	3,104	2,346	1,274	1,310
Other Receivables	-	100,660	75,025	68,130	61,427	61,809
Restricted Cash	-	15,566	15,546	16,395	12,869	14,087
Other Current Assets	-	1,105	1,203	711	584	643
Long-Term Deferred Tax Assets	-	844	770	887	627	624
Other Real Estate Owned & Foreclosed	-	104	126	159	178	305
Other Long-Term Assets	-	17,204	-	-	-	-
Total Assets	-	827,219	739,301	743,368	686,073	649,938
Interest Bearing Deposits	-	453,829	425,736	396,145	342,506	322,821
Non-Interest Bearing Deposits	-	107,901	109,367	130,855	159,453	142,029
Total Deposits	-	561,730	535,103	527,000	501,959	464,850
Short-Term Borrowings	-	42,356	27,002	64,318	45,183	54,249
Current Portion of Long-Term Debt	-	92,597	67,967	49,724	38,632	36,365
Current Income Taxes Payable	-	1,255	1,105	1,061	964	740
Accrued Interest Payable	-	2,086	2,088	1,213	286	396
Other Current Liabilities	-	7,996	5,543	6,506	4,646	4,501
Long-Term Debt	-	25,060	24,590	22,507	23,918	17,757
Long-Term Leases	-	1,350	1,468	1,389	1,522	1,704
Long-Term Unearned Revenue	-	672	768	864	960	1,066
Long-Term Deferred Tax Liabilities	-	155	108	56	81	110
Other Long-Term Liabilities	-	23,129	11,312	11,658	10,208	13,557
Total Liabilities	-	758,386	677,054	686,296	628,359	595,295
Common Stock	-	11,826	11,826	11,826	11,826	11,484
Retained Earnings	-	53,163	48,092	44,347	39,941	35,981
Treasury Stock	-	-289	-222	-331	-443	-542
Comprehensive Income & Other	-	4,086	2,369	1,045	6,202	7,703
Total Common Equity	68,564	68,786	62,065	56,887	57,526	54,626
Minority Interest	-	47	182	185	188	17
Shareholders' Equity	68,610	68,833	62,247	57,072	57,714	54,643
Total Liabilities & Equity	-	827,219	739,301	743,368	686,073	649,938
Total Debt	172,781	161,363	121,027	137,938	109,255	110,075
Net Cash (Debt)	-103,069	-86,114	-58,452	-49,027	-42,884	-6,776
Net Cash Per Share	-36.32	-30.29	-20.61	-17.32	-15.21	-2.42
Filing Date Shares Outstanding	2,838	2,840	2,837	2,831	2,825	2,806
Total Common Shares Outstanding	2,838	2,840	2,837	2,831	2,825	2,806
Book Value Per Share	23.81	23.38	21.03	19.25	19.52	18.25
Tangible Book Value	62,167	61,055	54,442	50,366	51,122	48,387
Tangible Book Value Per Share	21.55	20.66	18.35	16.95	17.25	16.03

Source: S&P Global Market Intelligence. Banks template. Financial Sources.