SGX:HPAD Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	201,256	165,198	124,452	163,551	186,611	310,145
Market Cap Growth	28.88%	32.74%	-23.91%	-12.36%	-39.83%	4.67%
Enterprise Value	461,866	537,693	479,309	533,139	591,805	687,206
PE Ratio	7.91	6.98	7.81	7.58	8.65	10.71
PS Ratio	1.11	0.92	0.74	0.95	0.69	1.16
PB Ratio	0.81	0.68	0.54	0.71	0.82	1.55
P/FCF Ratio	3.74	2.35	1.90	1.80	11.28	5.07
P/OCF Ratio	3.64	2.31	1.86	1.77	9.76	4.91
EV/Sales Ratio	2.49	2.98	2.84	3.10	2.19	2.57
EV/EBITDA Ratio	9.57	13.65	15.56	15.71	15.66	15.23
EV/EBIT Ratio	10.14	14.43	16.95	16.89	16.53	15.83
EV/FCF Ratio	8.59	7.65	7.30	5.86	35.78	11.24
Debt / Equity Ratio	1.42	1.36	1.36	1.43	1.57	1.70
Debt / EBITDA Ratio	7.51	8.20	9.78	9.37	9.15	7.28
Debt / FCF Ratio	6.58	4.71	4.72	3.62	21.67	5.55
Net Debt / Equity Ratio	0.74	1.06	1.10	1.13	1.24	1.39
Net Debt / EBITDA Ratio	3.98	6.58	8.15	7.66	7.53	6.14
Net Debt / FCF Ratio	3.42	3.69	3.83	2.86	17.20	4.53
Quick Ratio	3.41	1.65	1.57	1.40	1.21	1.06
Current Ratio	3.51	1.80	1.75	1.61	1.41	1.24
Asset Turnover	0.08	0.08	0.08	0.08	0.13	0.15
Return on Equity (ROE)	12.19%	11.58%	9.05%	11.91%	11.79%	17.32%
Return on Assets (ROA)	1.17%	1.01%	0.84%	0.96%	1.07%	1.51%
Return on Invested Capital (ROIC)	6.39%	5.75%	4.79%	5.45%	5.42%	7.48%
Earnings Yield	12.64%	14.33%	12.81%	13.20%	11.56%	9.34%
FCF Yield	26.72%	42.53%	52.74%	55.62%	8.86%	19.72%
Payout Ratio	41.79%	44.95%	59.19%	44.66%	46.20%	30.10%
Buyback Yield / Dilution	-0.93%	-0.18%	-2.05%	0.34%	0.14%	0.21%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.