HSBC Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Interest Income on Loans	97,872	108,631	100,868	52,826	36,188
Total Interest Income	97,872	108,631	100,868	52,826	36,188
Interest Paid on Deposits	63,078	75,898	65,072	22,449	9,699
Net Interest Income	34,794	32,733	35,796	30,377	26,489
Net Interest Income Growth (YoY)	6.30%	-8.56%	17.84%	14.68%	-3.95%
Income From Trading Activities	19,682	21,116	16,661	10,278	7,744
Gain (Loss) on Sale of Assets	-47	-1,752	-61	-2,678	-
Gain (Loss) on Sale of Investments	-2,100	-	-3,000	-	-
Other Non-Interest Income	14,745	12,557	10,371	11,965	14,743
Total Non-Interest Income	32,280	31,921	23,971	19,565	22,487
Non-Interest Income Growth (YoY)	1.13%	33.16%	22.52%	-12.99%	-1.59%
Revenues Before Loan Losses	67,074	64,654	59,767	49,942	48,976
Provision for Loan Losses	3,850	3,414	3,447	3,584	-928
Revenue	63,224	61,240	56,320	46,358	49,904
Revenue Growth (YoY)	3.24%	8.74%	21.49%	-7.11%	19.93%
Salaries and Employee Benefits	18,885	17,887	17,698	17,579	18,236
Occupancy Expenses	1,971	1,845	1,640	2,149	2,261
Amortization of Goodwill & Intangibles	2,540	2,158	2,112	1,554	1,292
Selling, General & Administrative	12,627	11,076	10,905	11,272	12,098
Total Non-Interest Expense	33,112	30,054	29,548	29,831	30,841
EBT Excluding Unusual Items	30,112	31,186	26,772	16,527	19,063
Asset Writedown	-	-	-	-	-146
Other Unusual Items	200	1,200	3,291	678	576
Pretax Income	29,907	32,309	30,348	17,058	18,906
Income Tax Expense	6,776	7,310	5,789	809	4,213
Earnings From Continuing Operations	23,131	24,999	24,559	16,249	14,693
Minority Interest in Earnings	-846	-1,020	-1,026	-690	-776
Net Income	22,285	23,979	23,533	15,559	13,917
Preferred Dividends & Other Adjustments	1,183	1,062	1,101	1,213	1,310
Net Income to Common	21,102	22,917	22,432	14,346	12,607
Net Income Growth	-7.07%	1.90%	51.25%	11.80%	166.15%
Basic Shares Outstanding	17,427	18,357	19,478	19,849	20,197
Diluted Shares Outstanding	17,547	18,485	19,600	19,986	20,302
Shares Change (YoY)	-5.07%	-5.69%	-1.93%	-1.56%	0.30%
EPS (Basic)	1.21	1.25	1.15	0.72	0.62
EPS (Diluted)	1.20	1.24	1.14	0.72	0.62
EPS Growth	-3.23%	8.77%	58.33%	16.13%	226.32%
Dividend Per Share	0.750	0.660	0.610	0.320	0.250
Dividend Growth	13.64%	8.20%	90.63%	28.00%	66.67%
Effective Tax Rate	22.66%	22.63%	19.07%	4.74%	22.28%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.