SGX:S35 Balance Sheet

Financials in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	123.17	195.3	375.63	243.06	298.62
Long-Term Investments	445.6	440.25	456.87	341.03	369.53
Loans & Lease Receivables	2,787	2,669	2,451	2,406	2,141
Other Receivables	8.28	5.77	10.72	3.54	2.41
Property, Plant & Equipment	19.07	19.89	21.76	22.85	23.61
Restricted Cash	83.06	82.79	75.03	69.59	60.85
Other Current Assets	-	-	-	1.55	2.46
Long-Term Deferred Tax Assets	-	0.39	0.53	1.26	-
Other Long-Term Assets	29.49	30.04	21.05	21.43	21.81
Total Assets	3,496	3,443	3,412	3,110	2,920
Interest Bearing Deposits	2,958	2,928	2,906	2,601	2,293
Total Deposits	2,958	2,928	2,906	2,601	2,293
Accrued Expenses	0.21	0.18	0.18	22.14	15.35
Current Portion of Long-Term Debt	0.04	0.02	0.02	55.8	136.89
Current Portion of Leases	-	-	-	0.03	0.03
Long-Term Debt	0.72	1.31	1.96	1.26	55.03
Long-Term Leases	-	-	-	0.1	0.02
Long-Term Unearned Revenue	-	-	-	0.21	2.91
Current Income Taxes Payable	8.69	7.61	6.78	6.94	6.1
Other Current Liabilities	-	-	-	0.63	0.63
Long-Term Deferred Tax Liabilities	1.35	-	-	-	1.97
Other Long-Term Liabilities	30.48	45.91	60.84	6.56	1.95
Total Liabilities	3,000	2,983	2,976	2,695	2,514
Common Stock	180.01	180.01	180.01	180.01	180.01
Retained Earnings	310.74	283.78	261.63	244.18	219.59
Comprehensive Income & Other	5.39	-3.39	-5.18	-9.37	6.17
Shareholders' Equity	496.13	460.4	436.46	414.82	405.77
Total Liabilities & Equity	3,496	3,443	3,412	3,110	2,920
Total Debt	0.75	1.33	1.98	57.19	191.97
Net Cash (Debt)	122.42	193.97	373.65	185.87	106.65
Net Cash Growth	-36.89%	-48.09%	101.03%	74.28%	-51.23%
Net Cash Per Share	0.52	0.82	1.58	0.79	0.45
Filing Date Shares Outstanding	236.44	236.44	236.44	236.44	236.44
Total Common Shares Outstanding	236.44	236.44	236.44	236.44	236.44
Working Capital	34.52	17.06	-0.97	36.38	52.7
Book Value Per Share	2.10	1.95	1.85	1.75	1.72
Tangible Book Value	496.13	460.4	436.46	414.82	405.77
Tangible Book Value Per Share	2.10	1.95	1.85	1.75	1.72

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.