Civista Bancshares Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Revenue	25,893	24,670	23,405	23,472	20,172	19,220
Other Revenue	211.93	211.93	56.48	109.36	29.14	33.84
Revenue	26,105	24,882	23,461	23,581	20,202	19,253
Revenue Growth (YoY)	5.51%	6.05%	-0.51%	16.73%	4.92%	-7.44%
Operations & Maintenance	0.47	0.47	0.88	3.5	0.98	2.97
Selling, General & Admin	684.29	600.85	600.32	557.98	414.03	341.47
Provision for Bad Debts	10.06	10.13	11.89	-41.19	11.74	12.26
Other Operating Expenses	12,296	11,377	10,660	10,867	9,533	9,325
Total Operating Expenses	13,076	12,139	11,460	11,572	10,091	9,725
Operating Income	13,029	12,742	12,001	12,009	10,111	9,529
Interest Expense	-2,687	-2,704	-2,780	-3,266	-3,370	-3,838
Interest Income	383.83	359.29	325.04	301.27	356.95	315.21
Net Interest Expense	-2,303	-2,345	-2,455	-2,964	-3,014	-3,523
Currency Exchange Gain (Loss)	2.76	2.76	8.76	50.06	-20.1	-44.9
Other Non-Operating Income (Expenses)	-24.23	-24.3	-23.5	18.93	-1.85	-227.13
EBT Excluding Unusual Items	10,704	10,376	9,532	9,114	7,075	5,733
Gain (Loss) on Sale of Investments	21.95	10.06	-50.09	-8.06	102.67	-13.43
Gain (Loss) on Sale of Assets	-1.16	-1.22	2.76	6.17	-4.56	-0.19
Asset Writedown	-1.7	-1.7	-63.46	-	-	-62.34
Legal Settlements	-0.63	-0.63	-1.41	-2.28	-2.76	-4.15
Other Unusual Items	-17.72	-17.72	0.62	3.5	-37.15	-
Pretax Income	10,704	10,365	9,420	9,113	7,134	5,653
Income Tax Expense	1,408	1,453	1,177	1,151	852.92	370.09
Earnings From Continuing Ops.	9,296	8,912	8,243	7,963	6,281	5,283
Minority Interest in Earnings	-685.19	-614.7	-605.08	-728.17	-443.14	-448.68
Net Income	8,611	8,297	7,638	7,234	5,838	4,835
Net Income to Common	8,611	8,297	7,638	7,234	5,838	4,835
Net Income Growth	5.53%	8.63%	5.58%	23.93%	20.75%	-12.80%
Shares Outstanding (Basic)	18,732	18,857	19,095	19,552	18,242	17,906
Shares Outstanding (Diluted)	18,732	18,857	19,095	19,552	18,242	17,906
Shares Change (YoY)	-1.36%	-1.25%	-2.34%	7.18%	1.88%	0.11%
EPS (Basic)	0.46	0.44	0.40	0.37	0.32	0.27
EPS (Diluted)	0.46	0.44	0.40	0.37	0.32	0.27
EPS Growth	6.98%	10.00%	8.11%	15.63%	18.52%	-12.90%
Free Cash Flow	-689.43	-2,827	-1,066	7,961	10,474	10,300
Free Cash Flow Per Share	-0.04	-0.15	-0.06	0.41	0.57	0.57
Dividend Per Share	0.200	0.200	0.180	0.175	0.170	0.160
Dividend Growth	11.11%	11.11%	2.86%	2.94%	6.25%	5.11%
Profit Margin	32.98%	33.35%	32.56%	30.68%	28.90%	25.11%
Free Cash Flow Margin	-2.64%	-11.36%	-4.55%	33.76%	51.85%	53.50%
EBITDA	19,462	18,923	17,844	18,088	15,843	15,512
EBITDA Margin	74.55%	76.05%	76.06%	76.71%	78.43%	80.57%
D&A For EBITDA	6,433	6,180	5,843	6,079	5,733	5,983
EBIT	13,029	12,742	12,001	12,009	10,111	9,529
EBIT Margin	49.91%	51.21%	51.15%	50.93%	50.05%	49.49%
Effective Tax Rate	13.16%	14.02%	12.49%	12.63%	11.96%	6.55%
Revenue as Reported	26,105	24,882	23,461	23,581	20,202	19,253

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Utility template. Financial Sources.