Bank of Shanghai Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	82,925	91,229	94,719	92,395	93,017	84,186
Interest Paid on Deposits	50,305	58,743	59,555	54,395	52,580	47,792
Net Interest Income	32,620	32,486	35,164	38,000	40,438	36,394
Net Interest Income Growth (YoY)	-0.87%	-7.62%	-7.46%	-6.03%	11.11%	14.58%
Gain (Loss) on Sale of Assets	38.01	45.73	27.28	13.45	12.76	-6.01
Gain (Loss) on Sale of Investments	12,784	6,593	2,129	1,090	-74.41	140.97
Gain (Loss) on Sale of Equity Investments	105.22	105.22	96.83	48.37	27.75	40.16
Other Non-Interest Income	9,040	13,758	13,148	13,612	15,757	14,090
Total Non-Interest Income	21,967	20,502	15,400	14,764	15,723	14,266
Non-Interest Income Growth (YoY)	22.54%	33.13%	4.31%	-6.10%	10.22%	-20.61%
Revenues Before Loan Losses	54,587	52,988	50,564	52,764	56,160	50,660
Provision for Loan Losses	13,474	12,447	11,434	16,296	19,966	18,274
Revenue	41,113	40,542	39,130	36,467	36,194	32,386
Revenue Growth (YoY)	2.32%	3.61%	7.30%	0.76%	11.76%	-0.61%
Selling, General & Administrative	12,578	12,622	12,446	12,226	12,098	9,607
Other Non-Interest Expense	616.38	614.88	654.85	564.28	607.07	543.67
Total Non-Interest Expense	13,585	13,537	13,232	12,732	12,641	10,151
EBT Excluding Unusual Items	27,528	27,005	25,898	23,736	23,553	22,235
Legal Settlements	15.72	15.72	-1.16	8.95	14.94	-4.73
Other Unusual Items	-	-	-	299.68	-12.9	179.61
Pretax Income	27,544	27,021	25,897	24,044	23,555	22,410
Income Tax Expense	3,516	3,460	3,325	1,726	1,474	1,495
Earnings From Continuing Operations	24,028	23,560	22,572	22,318	22,080	20,915
Minority Interest in Earnings	19.89	-0.56	-27.46	-37.71	-37.92	-29.81
Net Income	24,048	23,560	22,545	22,280	22,042	20,885
Preferred Dividends & Other Adjustments	804	804	804	1,040	1,040	1,040
Net Income to Common	23,244	22,756	21,741	21,240	21,002	19,845
Net Income Growth	5.53%	4.50%	1.19%	1.08%	5.54%	2.89%
Basic Shares Outstanding	14,244	14,207	14,207	14,207	14,207	14,207
Diluted Shares Outstanding	16,355	16,241	16,241	16,162	15,931	14,207
Shares Change (YoY)	1.02%	-	0.49%	1.45%	12.14%	-
EPS (Basic)	1.63	1.60	1.53	1.50	1.48	1.40
EPS (Diluted)	1.46	1.44	1.37	1.35	1.35	1.40
EPS Growth	4.57%	4.59%	1.86%	-0.10%	-3.35%	3.05%
Dividend Per Share	0.520	0.500	0.460	0.400	0.400	0.400
Dividend Growth	-29.73%	8.70%	15.00%	-	-	-
Effective Tax Rate	12.76%	12.80%	12.84%	7.18%	6.26%	6.67%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.