The People's Insurance Company (Group) of China Limited (SHA:601319)

Total Valuation

SHA:601319 has a market cap or net worth of CNY 368.14 billion. The enterprise value is 599.44 billion.

Market Cap	368.14B
Enterprise Value	599.44B

Important Dates

The next estimated earnings date is Monday, August 25, 2025.

Earnings Date	Aug 25, 2025
Ex-Dividend Date	Jan 10, 2025

Share Statistics

Current Share Class	35.50B
Shares Outstanding	n/a
Shares Change (YoY)	-1.07%
Shares Change (QoQ)	+0.75%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	11.60B

Valuation Ratios

The trailing PE ratio is 8.00 and the forward PE ratio is 9.71.

PE Ratio	8.00
Forward PE	9.71
PS Ratio	0.62
PB Ratio	0.96
P/TBV Ratio	1.36
P/FCF Ratio	4.22
P/OCF Ratio	4.03
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.38, with an EV/FCF ratio of 6.87.

EV / Earnings	13.02
EV / Sales	1.03
EV / EBITDA	7.38
EV / EBIT	7.71
EV / FCF	6.87

Financial Position

The company has a current ratio of 2.48, with a Debt / Equity ratio of 0.44.

Current Ratio	2.48
Quick Ratio	2.19
Debt / Equity	0.44
Debt / EBITDA	2.00
Debt / FCF	1.90
Interest Coverage	53.82

Financial Efficiency

Return on equity (ROE) is 17.30% and return on invested capital (ROIC) is 9.93%.

Return on Equity (ROE)	17.30%
Return on Assets (ROA)	2.94%
Return on Invested Capital (ROIC)	9.93%
Return on Capital Employed (ROCE)	4.87%
Revenue Per Employee	3.40M
Profits Per Employee	262,887
Employee Count	175,121
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

In the past 12 months, SHA:601319 has paid 13.81 billion in taxes.

Income Tax	13.81B
Effective Tax Rate	18.18%

Stock Price Statistics

The stock price has increased by +78.32% in the last 52 weeks. The beta is 0.54, so SHA:601319's price volatility has been lower than the market average.

Beta (5Y)	0.54
52-Week Price Change	+78.32%
50-Day Moving Average	7.90
200-Day Moving Average	7.19
Relative Strength Index (RSI)	75.18
Average Volume (20 Days)	88,255,523

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SHA:601319 had revenue of CNY 595.68 billion and earned 46.04 billion in profits. Earnings per share was 1.00.

Revenue	595.68B
Gross Profit	88.79B
Operating Income	79.34B
Pretax Income	75.99B
Net Income	46.04B
EBITDA	81.88B
EBIT	79.34B
Earnings Per Share (EPS)	1.00

Balance Sheet

The company has 375.71 billion in cash and 166.09 billion in debt, giving a net cash position of -133.62 billion.

Cash & Cash Equivalents	375.71B
Total Debt	166.09B
Net Cash	-133.62B
Net Cash Per Share	n/a
Equity (Book Value)	381.70B
Book Value Per Share	6.32
Working Capital	253.29B

Cash Flow

In the last 12 months, operating cash flow was 91.39 billion and capital expenditures -4.19 billion, giving a free cash flow of 87.19 billion.

Operating Cash Flow	91.39B
Capital Expenditures	-4.19B
Free Cash Flow	87.19B
FCF Per Share	n/a

Margins

Gross margin is 14.91%, with operating and profit margins of 13.32% and 7.73%.

Gross Margin	14.91%
Operating Margin	13.32%
Pretax Margin	12.76%
Profit Margin	7.73%
EBITDA Margin	13.75%
EBIT Margin	13.32%
FCF Margin	14.64%

Dividends & Yields

This stock pays an annual dividend of 0.22, which amounts to a dividend yield of 2.40%.

Dividend Per Share	0.22
Dividend Yield	2.40%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	32.23%
Buyback Yield	1.07%
Shareholder Yield	3.47%
Earnings Yield	12.51%
FCF Yield	23.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4