Shanghai Rural Commercial Bank Co., Ltd. (SHA:601825)

SHA:601825 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	44,044	44,899	45,460	43,453	41,075	37,093
Interest Paid on Deposits	24,222	24,792	24,761	22,699	21,705	19,222
Net Interest Income	19,823	20,107	20,700	20,754	19,371	17,871
Net Interest Income Growth (YoY)	-3.77%	-2.86%	-0.26%	7.14%	8.39%	16.39%
Gain (Loss) on Sale of Assets	44.84	549.67	34.24	19.72	144.52	7.62
Gain (Loss) on Sale of Investments	5.94	5.94	-	4.03	-	-
Gain (Loss) on Sale of Equity Investments	223.64	223.64	134.24	34.03	40.64	-
Other Non-Interest Income	5,919	5,657	5,511	4,790	4,555	4,122
Total Non-Interest Income	6,193	6,437	5,680	4,848	4,740	4,129
Non-Interest Income Growth (YoY)	2.67%	13.33%	17.16%	2.27%	14.78%	-29.92%
Revenues Before Loan Losses	26,016	26,543	26,379	25,602	24,111	22,000
Provision for Loan Losses	2,062	2,468	3,206	3,865	4,498	5,608
Revenue	23,954	24,075	23,173	21,737	19,612	16,393
Revenue Growth (YoY)	3.81%	3.89%	6.61%	10.83%	19.64%	-5.32%
Selling, General & Administrative	8,746	8,854	8,599	7,799	7,222	6,344
Other Non-Interest Expense	315.94	321.74	343.12	285	279.42	257.47
Total Non-Interest Expense	9,062	9,176	8,942	8,084	7,501	6,601
EBT Excluding Unusual Items	14,892	14,899	14,231	13,653	12,111	9,791
Asset Writedown	-1.14	-1.14	-1.56	-3.7	3.02	-
Other Unusual Items	82.81	75.71	656.97	19.72	64.01	108.98
Pretax Income	14,973	14,973	14,886	13,669	12,178	9,900
Income Tax Expense	2,361	2,366	2,399	2,276	2,131	1,482
Earnings From Continuing Operations	12,613	12,608	12,487	11,393	10,047	8,419
Minority Interest in Earnings	-312.29	-319.45	-345.42	-418.8	-349.05	-257.9
Net Income	12,300	12,288	12,142	10,974	9,698	8,161
Net Income to Common	12,300	12,288	12,142	10,974	9,698	8,161
Net Income Growth	0.88%	1.20%	10.64%	13.16%	18.84%	-7.74%
Basic Shares Outstanding	9,653	9,644	9,644	9,644	9,001	8,680
Diluted Shares Outstanding	9,653	9,644	9,644	9,644	9,001	8,680
Shares Change (YoY)	0.41%	-	-	7.14%	3.70%	0.09%
EPS (Basic)	1.27	1.27	1.26	1.14	1.08	0.94
EPS (Diluted)	1.27	1.27	1.26	1.14	1.08	0.94
EPS Growth	0.14%	0.88%	10.64%	5.62%	14.59%	-7.83%
Dividend Per Share	0.432	0.432	0.379	0.342	0.560	-
Dividend Growth	13.98%	13.98%	10.82%	-38.93%	-	-
Effective Tax Rate	15.77%	15.80%	16.12%	16.65%	17.50%	14.97%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.