Shanghai Rural Commercial Bank Co., Ltd. (SHA: 601825)

Shanghai Rural Commercial Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	37,420	16,802	17,246	16,529	25,822	17,326
Investment Securities	543,735	467,713	417,292	316,532	288,785	265,896
Trading Asset Securities	60,662	61,279	45,278	73,483	70,276	51,888
Total Investments	604,396	528,991	462,570	390,015	359,061	317,784
Gross Loans	818,758	805,247	759,453	711,148	624,155	539,433
Allowance for Loan Losses	-	-29,823	-29,782	-27,254	-22,976	-19,053
Other Adjustments to Gross Loans	-	-3,829	-3,944	-4,185	-4,102	-2,847
Net Loans	818,758	771,595	725,726	679,708	597,077	517,533
Property, Plant & Equipment	6,879	6,752	7,088	7,185	6,363	6,239
Other Intangible Assets	-	1,083	936.64	920.7	882.95	865.11
Accrued Interest Receivable	-	6,427	6,028	3,942	2,006	1,655
Other Receivables	-	1,420	1,968	241.44	316.13	100.62
Restricted Cash	-	52,702	52,976	53,715	56,851	63,665
Other Current Assets	134.93	143.37	88.59	114.75	76.27	87.2
Long-Term Deferred Tax Assets	5,201	6,144	6,604	5,865	5,588	4,489
Other Real Estate Owned & Foreclosed	-	24.85	26.47	37.71	36.89	46.73
Other Long-Term Assets	3,900	56.21	57.57	5.78	2,762	1.71
Total Assets	1,476,689	1,392,214	1,281,399	1,158,376	1,056,977	929,938
Accrued Expenses	4,006	3,872	3,594	3,306	3,135	3,090
Interest Bearing Deposits	1,087,979	1,023,395	954,231	843,048	756,261	682,922
Total Deposits	1,087,979	1,023,395	954,231	843,048	756,261	682,922
Short-Term Borrowings	157,530	128,532	97,637	104,661	108,824	100,956
Current Portion of Long-Term Debt	-	-	-	-	-	47,947
Current Portion of Leases	-	217.18	197.97	206.63	-	-
Current Income Taxes Payable	1,105	157.67	1,079	1,029	804.24	1,235
Accrued Interest Payable	-	21,349	17,922	17,246	14,681	13,377
Other Current Liabilities	876.86	577.88	416.05	107.67	46.56	23.35
Long-Term Debt	95,049	92,120	87,226	85,313	87,684	-
Long-Term Leases	652.01	423.57	405.85	423.57	-	-
Pension & Post-Retirement Benefits	-	0.97	0.88	0.69	0.2	0.53
Other Long-Term Liabilities	5,864	5,210	12,973	5,703	5,069	6,181
Total Liabilities	1,353,062	1,275,855	1,175,683	1,061,045	976,505	855,732
Common Stock	9,644	9,644	9,644	9,644	8,680	8,680
Additional Paid-In Capital	16,550	16,550	16,495	16,495	8,948	8,948
Retained Earnings	87,447	82,922	74,078	65,997	58,807	52,295
Comprehensive Income & Other	5,933	3,311	1,616	1,631	776.17	1,227
Total Common Equity	119,574	112,427	101,834	93,768	77,211	71,150
Minority Interest	4,053	3,932	3,882	3,563	3,261	3,056
Shareholders' Equity	123,627	116,358	105,716	97,331	80,472	74,206
Total Liabilities & Equity	1,476,689	1,392,214	1,281,399	1,158,376	1,056,977	929,938
Total Debt	253,231	221,293	185,467	190,604	196,508	148,903
Net Cash (Debt)	-78,483	-104,400	-55,885	-32,487	-47,922	-33,054
Net Cash Per Share	-8.14	-10.82	-5.79	-3.61	-5.52	-3.81
Filing Date Shares Outstanding	9,644	9,644	9,644	9,644	8,680	8,680
Total Common Shares Outstanding	9,644	9,644	9,644	9,644	8,680	8,680
Book Value Per Share	12.40	11.66	10.56	9.72	8.90	8.20
Tangible Book Value	119,574	111,344	100,897	92,847	76,328	70,285
Tangible Book Value Per Share	12.40	11.54	10.46	9.63	8.79	8.10

Source: S&P Capital IQ. Banks template. Financial Sources.