Bank of Chengdu Co., Ltd. (SHA:601838)

Bank of Chengdu Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	43,370	42,697	39,288	34,336	29,185	23,603
Interest Paid on Deposits	23,789	24,237	21,634	17,818	14,763	11,776
Net Interest Income	19,581	18,461	17,654	16,519	14,422	11,827
Net Interest Income Growth (YoY)	9.44%	4.57%	6.87%	14.54%	21.94%	13.18%
Gain (Loss) on Sale of Assets	-5.24	6.91	6.27	6.2	-2.54	3.28
Gain (Loss) on Sale of Investments	1,316	1,379	1,438	555.32	6.43	89.28
Gain (Loss) on Sale of Equity Investments	111.49	102.53	125.05	114.58	143.23	69.53
Other Non-Interest Income	2,339	2,914	2,196	2,935	3,263	2,592
Total Non-Interest Income	3,761	4,402	3,765	3,611	3,410	2,755
Non-Interest Income Growth (YoY)	-7.49%	16.91%	4.27%	5.90%	23.78%	21.69%
Revenues Before Loan Losses	23,342	22,863	21,419	20,130	17,832	14,581
Provision for Loan Losses	1,646	1,958	1,979	3,385	4,831	4,145
Revenue	21,696	20,904	19,440	16,745	13,001	10,436
Revenue Growth (YoY)	6.79%	7.53%	16.10%	28.79%	24.57%	7.57%
Selling, General & Administrative	5,711	5,500	5,446	4,937	4,089	3,393
Other Non-Interest Expense	305.67	296.81	372.29	221.6	177.3	131.69
Total Non-Interest Expense	6,011	5,797	5,818	5,158	4,267	3,524
EBT Excluding Unusual Items	15,685	15,108	13,622	11,586	8,734	6,912
Asset Writedown	-	-	-	-0.96	-4.32	-1.15
Other Unusual Items	98.05	58.17	270.8	95.81	49.77	-13.51
Pretax Income	15,783	15,166	13,892	11,681	8,790	6,804
Income Tax Expense	2,479	2,316	2,220	1,638	958.99	776.38
Earnings From Continuing Operations	13,304	12,850	11,672	10,043	7,831	6,028
Minority Interest in Earnings	8.73	8.15	-0.82	-0.7	-0.66	-3.41
Net Income	13,313	12,858	11,671	10,042	7,831	6,025
Preferred Dividends & Other Adjustments	288	288	288	288	288	-
Net Income to Common	13,025	12,570	11,383	9,754	7,543	6,025
Net Income Growth	6.05%	10.17%	16.22%	28.24%	29.98%	8.53%
Basic Shares Outstanding	4,151	3,833	3,781	3,630	3,612	3,612
Diluted Shares Outstanding	4,264	4,239	4,177	3,969	3,612	3,612
Shares Change (YoY)	0.56%	1.48%	5.24%	9.89%	-	-
EPS (Basic)	3.14	3.28	3.01	2.69	2.09	1.67
EPS (Diluted)	3.08	2.99	2.76	2.50	2.09	1.67
EPS Growth	5.41%	8.57%	10.48%	19.49%	25.20%	8.53%
Dividend Per Share	0.891	0.891	0.897	0.784	0.630	0.460
Dividend Growth	-0.65%	-0.65%	14.39%	24.44%	36.96%	9.52%
Effective Tax Rate	15.71%	15.27%	15.98%	14.02%	10.91%	11.41%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.