Bank of Chengdu Co., Ltd. (SHA: 601838)

Bank of Chengdu Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	41,990	39,288	34,336	29,185	23,603	20,702
Interest Paid on Deposits	24,098	21,634	17,818	14,763	11,776	10,252
Net Interest Income	17,892	17,654	16,519	14,422	11,827	10,450
Net Interest Income Growth (YoY)	1.13%	6.87%	14.54%	21.94%	13.18%	8.02%
Gain (Loss) on Sale of Assets	46.93	9.73	6.2	-2.54	3.28	-
Gain (Loss) on Sale of Investments	1,372	1,438	555.32	6.43	89.28	-
Gain (Loss) on Sale of Equity Investments	113.4	125.05	114.58	143.23	69.53	67.44
Other Non-Interest Income	2,445	2,196	2,935	3,263	2,592	2,196
Total Non-Interest Income	3,978	3,768	3,611	3,410	2,755	2,264
Non-Interest Income Growth (YoY)	2.14%	4.36%	5.90%	23.78%	21.69%	18.84%
Revenues Before Loan Losses	21,869	21,422	20,130	17,832	14,581	12,713
Provision for Loan Losses	1,640	1,979	3,385	4,831	4,145	3,011
Revenue	20,230	19,443	16,745	13,001	10,436	9,702
Revenue Growth (YoY)	3.35%	16.12%	28.79%	24.57%	7.57%	19.07%
Selling, General & Administrative	5,679	5,446	4,937	4,089	3,393	3,132
Other Non-Interest Expense	288.68	372.29	221.6	177.3	131.69	105.07
Total Non-Interest Expense	5,957	5,818	5,158	4,267	3,524	3,237
EBT Excluding Unusual Items	14,272	13,625	11,586	8,734	6,912	6,465
Asset Writedown	-3.47	-3.47	-0.96	-4.32	-1.15	-0.97
Other Unusual Items	362.12	270.8	95.81	49.77	-13.51	6.27
Pretax Income	14,631	13,892	11,681	8,790	6,804	6,227
Income Tax Expense	2,078	2,220	1,638	958.99	776.38	671.63
Earnings From Continuing Operations	12,553	11,672	10,043	7,831	6,028	5,556
Minority Interest in Earnings	-0.61	-0.82	-0.7	-0.66	-3.41	-4.85
Net Income	12,553	11,671	10,042	7,831	6,025	5,551
Preferred Dividends & Other Adjustments	288	288	288	288	-	-
Net Income to Common	12,265	11,383	9,754	7,543	6,025	5,551
Net Income Growth	9.66%	16.22%	28.24%	29.98%	8.53%	19.40%
Basic Shares Outstanding	3,809	3,781	3,630	3,612	3,612	3,612
Diluted Shares Outstanding	4,240	4,177	3,969	3,612	3,612	3,612
Shares Change (YoY)	3.05%	5.23%	9.89%	-	-	0.84%
EPS (Basic)	3.22	3.01	2.69	2.09	1.67	1.54
EPS (Diluted)	2.92	2.76	2.50	2.09	1.67	1.54
EPS Growth	6.37%	10.48%	19.49%	25.20%	8.53%	18.40%
Dividend Per Share	0.897	0.897	0.784	0.630	0.460	0.420
Dividend Growth	14.39%	14.39%	24.44%	36.96%	9.52%	20.00%
Effective Tax Rate	14.20%	15.98%	14.02%	10.91%	11.41%	10.79%

Source: S&P Capital IQ. Banks template. Financial Sources.