China Construction Bank Corporation (SHA:601939)

China Construction Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,890,588	569,448	925,463	1,143,652	805,600	878,931
Investment Securities	14,788,702	11,250,771	10,552,658	9,516,069	8,126,272	7,680,535
Trading Asset Securities	44,626	241,782	173,288	191,004	156,338	240,809
Total Investments	14,833,328	11,492,553	10,725,946	9,707,073	8,282,610	7,921,344
Gross Loans	-	26,330,814	24,275,058	21,473,169	18,836,587	16,905,357
Allowance for Loan Losses	-	-803,325	-779,174	-705,021	-637,752	-556,373
Net Loans	-	25,527,489	23,495,884	20,768,148	18,198,835	16,348,984
Property, Plant & Equipment	166,697	198,782	197,485	196,284	194,742	198,487
Goodwill	2,451	2,522	2,456	2,256	2,141	2,210
Other Intangible Assets	16,539	18,247	19,451	19,721	19,488	19,397
Investments in Real Estate	-	13,761	13,100	-	-	-
Accrued Interest Receivable	-	81,135	82,262	78,540	71,545	70,048
Other Receivables	-	20,512	22,626	20,721	23,724	22,405
Restricted Cash	-	2,206,678	2,425,965	2,305,301	2,160,485	2,285,486
Other Current Assets	154,105	138,433	88,707	39,119	121,493	101,671
Long-Term Deferred Tax Assets	148,646	120,485	121,227	113,081	92,343	92,950
Other Real Estate Owned & Foreclosed	-	253	387	553	668	797
Other Long-Term Assets	333,346	179,253	202,094	204,101	276,216	185,613
Total Assets	45,369,094	40,571,149	38,324,826	34,600,711	30,253,979	28,132,254
Accrued Expenses	94,431	80,610	72,042	68,939	58,153	50,820
Interest Bearing Deposits	34,968,281	31,053,167	30,006,675	27,200,520	23,959,391	22,283,760
Total Deposits	34,968,281	31,053,167	30,006,675	27,200,520	23,959,391	22,283,760
Short-Term Borrowings	89,503	93,990	41,868	46,747	31,323	81,956
Current Portion of Long-Term Debt	-	3,340,086	2,706,709	2,141,003	1,557,743	1,432,762
Current Portion of Leases	-	6,657	6,705	6,837	8,950	7,037
Current Income Taxes Payable	-	28,324	61,036	71,077	73,128	72,174
Accrued Interest Payable	-	505,115	447,597	413,480	360,527	282,045
Other Current Liabilities	283,703	450,335	311,792	355,644	295,088	394,279
Long-Term Debt	5,760,421	1,208,902	986,960	889,082	783,842	694,968
Long-Term Leases	-	17,263	17,511	16,896	14,799	16,554
Long-Term Unearned Revenue	-	15,626	17,053	17,128	23,560	26,744
Pension & Post-Retirement Benefits	-	1,464	1,682	1,657	1,555	1,601
Long-Term Deferred Tax Liabilities	1,652	1,525	1,724	881	1,395	1,551
Other Long-Term Liabilities	514,962	424,120	473,398	494,576	470,403	396,650
Total Liabilities	41,712,953	37,227,184	35,152,752	31,724,467	27,639,857	25,742,901
Preferred Stock, Convertible	59,977	60,000	60,000	59,977	59,977	59,977
Preferred Stock, Other	-	-23	-23	-	-	-
Total Preferred Equity	59,977	59,977	59,977	59,977	59,977	59,977
Common Stock	261,600	250,011	250,011	250,011	250,011	250,011
Additional Paid-In Capital	229,113	135,736	135,619	135,653	134,925	134,263
Retained Earnings	2,921,330	2,718,502	2,540,566	2,312,415	2,081,989	1,865,518
Comprehensive Income & Other	161,367	157,901	163,972	97,394	61,329	55,039
Total Common Equity	3,573,410	3,262,150	3,090,168	2,795,473	2,528,254	2,304,831
Minority Interest	22,754	21,838	21,929	20,794	25,891	24,545
Shareholders' Equity	3,656,141	3,343,965	3,172,074	2,876,244	2,614,122	2,389,353
Total Liabilities & Equity	45,369,094	40,571,149	38,324,826	34,600,711	30,253,979	28,132,254
Total Debt	5,849,924	4,666,898	3,759,753	3,100,565	2,396,657	2,233,277
Net Cash (Debt)	-503,958	-3,153,179	-1,612,773	-647,531	-818,658	-199,806
Net Cash Per Share	-1.99	-12.61	-6.45	-2.59	-3.27	-0.80
Filing Date Shares Outstanding	272,240	250,011	250,011	250,011	250,011	250,011
Total Common Shares Outstanding	272,240	250,011	250,011	250,011	250,011	250,011
Book Value Per Share	13.13	12.65	11.80	10.86	9.95	9.06
Tangible Book Value	3,554,420	3,241,381	3,068,261	2,773,496	2,506,625	2,283,224
Tangible Book Value Per Share	13.06	12.56	11.71	10.77	9.87	8.97

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.