Banco Itaú Chile (SNSE: ITAUCL)

Banco Itaú Chile Income Statement

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	2,839,319	2,919,864	2,022,355	1,687,502	1,549,674	1,773,640
Interest Paid on Deposits	1,741,153	1,840,475	1,105,943	711,195	683,237	873,222
Net Interest Income	1,098,166	1,079,389	916,412	976,307	866,437	900,418
Net Interest Income Growth (YoY)	7.05%	17.78%	-6.13%	12.68%	-3.77%	1.44%
Income From Trading Activities	28,944	-51,263	218,194	-	-	-
Gain (Loss) on Sale of Assets	-4,556	-1,074	-21,223	10,010	-9,772	2,705
Gain (Loss) on Sale of Investments	-27,961	579	-21,102	-31,084	58,092	-2,597
Gain (Loss) on Sale of Equity Investments	4,562	4,562	4,224	-	-	-
Other Non-Interest Income	422,453	469,799	352,775	404,614	176,188	375,943
Total Non-Interest Income	423,442	422,603	532,868	383,540	224,508	376,051
Non-Interest Income Growth (YoY)	16.63%	-20.69%	38.93%	70.84%	-40.30%	3.43%
Revenues Before Loan Losses	1,521,608	1,501,992	1,449,280	1,359,847	1,090,945	1,276,469
Provision for Loan Losses	342,664	350,078	291,949	262,440	466,230	382,678
Revenue	1,178,944	1,151,914	1,157,331	1,097,407	624,715	893,791
Revenue Growth (YoY)	11.22%	-0.47%	5.46%	75.67%	-30.11%	-7.99%
Salaries and Employee Benefits	366,668	340,092	341,498	306,720	292,191	298,209
Occupancy Expenses	110,140	106,452	96,187	101,583	126,444	127,166
Selling, General & Administrative	286,350	269,046	269,352	236,337	234,832	224,128
Other Non-Interest Expense	54,558	45,187	46,825	53,264	89,980	76,261
Total Non-Interest Expense	818,854	760,777	753,862	698,191	746,241	725,232
EBT Excluding Unusual Items	360,090	391,137	403,469	399,216	-121,526	168,559
Asset Writedown	-608	-608	-10	-91	-152,784	-728
Legal Settlements	-267	-524	-1,081	-	-	-
Pretax Income	356,110	384,667	402,279	391,868	-941,365	172,375
Income Tax Expense	-4,393	29,784	-31,506	115,631	-115,210	47,853
Earnings From Continuing Operations	360,503	354,883	433,785	276,237	-826,155	124,522
Minority Interest in Earnings	-11	4	-41	-2,827	17,371	-10,838
Net Income	360,492	354,887	433,744	273,410	-808,784	113,684
Net Income to Common	360,492	354,887	433,744	273,410	-808,784	113,684
Net Income Growth	-0.04%	-18.18%	58.64%	-	-	-33.65%
Basic Shares Outstanding	216	216	216	133	114	114
Diluted Shares Outstanding	216	216	216	133	114	114
Shares Change (YoY)	-	-	62.31%	16.87%	-	-
EPS (Basic)	1668.94	1643.00	2008.07	2054.50	-7102.88	998.39
EPS (Diluted)	1666.00	1640.00	2005.00	2054.50	-7102.88	998.39
EPS Growth	-0.12%	-18.20%	-2.41%	-	-	-33.57%
Dividend Per Share	492.122	492.122	601.489	385.244	-	1115.908
Dividend Growth	-18.18%	-18.18%	56.13%	-	-	146.18%
Effective Tax Rate	-	7.74%	-	29.51%	-	27.76%

Source: S&P Capital IQ. Banks template. Financial Sources.