Seguros Vida Security Previsión S.A. (SNSE:PREVISION)

SNSE:PREVISION Income Statement

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	551,644	483,442	446,280	325,463	225,255
Total Interest & Dividend Income	192,770	156,640	72,954	124,664	105,127
Gain (Loss) on Sale of Investments	10,758	36,023	44,055	26,581	2,109
Other Revenue	1,178	981.75	87.57	90.8	8,790
Total Revenue	756,351	677,087	563,377	476,799	341,281
Revenue Growth (YoY)	11.71%	20.18%	18.16%	39.71%	-13.58%
Policy Benefits	630,788	557,997	447,607	379,966	255,242
Policy Acquisition & Underwriting Costs	24,530	23,913	20,040	15,162	15,659
Selling, General & Administrative	27,626	26,669	22,337	18,595	18,089
Provision for Bad Debts	61.8	0.9	-89.59	166.78	-31.78
Other Operating Expenses	4,545	98.33	43.67	162.57	6,901
Total Operating Expenses	707,437	627,099	506,743	429,157	312,400
Operating Income	48,913	49,988	56,634	47,642	28,881
Currency Exchange Gain (Loss)	1,779	-18.41	-1,045	-589.56	-903.06
Other Non Operating Income (Expenses)	-16,917	-14,229	-24,470	-9,113	-4,246
EBT Excluding Unusual Items	33,776	35,740	31,119	37,939	23,733
Gain (Loss) on Sale of Assets	2,469	1,471	-152.55	157.74	453.32
Asset Writedown	-435.72	294.48	-255.84	-223.23	-15.26
Pretax Income	35,809	37,506	30,711	37,873	24,171
Income Tax Expense	-7,091	-2,593	-11,886	-7,622	405.94
Earnings From Continuing Ops.	42,900	40,099	42,597	45,496	23,765
Minority Interest in Earnings	-	-	-	-451.93	-235.77
Net Income	42,900	40,099	42,597	45,044	23,529
Net Income to Common	42,900	40,099	42,597	45,044	23,529
Net Income Growth	6.99%	-5.87%	-5.43%	91.44%	13.54%
Shares Outstanding (Basic)	479	479	479	479	479
Shares Outstanding (Diluted)	479	479	479	479	479
EPS (Basic)	89.58	83.73	88.94	94.05	49.13
EPS (Diluted)	89.58	83.73	88.94	94.05	49.13
EPS Growth	6.99%	-5.87%	-5.43%	91.44%	13.54%
Free Cash Flow	84,282	-1,656	88,234	821.35	-9,590
Free Cash Flow Per Share	175.98	-3.46	184.24	1.72	-20.02
Dividend Per Share	-	25.150	-	-	-
Operating Margin	6.47%	7.38%	10.05%	9.99%	8.46%
Profit Margin	5.67%	5.92%	7.56%	9.45%	6.89%
Free Cash Flow Margin	11.14%	-0.24%	15.66%	0.17%	-2.81%
EBITDA	53,494	54,259	61,746	50,109	30,920
EBITDA Margin	7.07%	8.01%	10.96%	10.51%	9.06%
D&A For EBITDA	4,580	4,271	5,112	2,468	2,039
EBIT	48,913	49,988	56,634	47,642	28,881
EBIT Margin	6.47%	7.38%	10.05%	9.99%	8.46%
Effective Tax Rate	-	-	-	-	1.68%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.