Banque Cantonale du Jura SA (SWX:BCJ)

Banque Cantonale du Jura Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	62.51	77.48	73.78	43.02	37.73
Interest Income on Investments	1.59	1.37	0.97	0.33	0.2
Total Interest Income	64.09	78.85	74.75	43.35	37.93
Interest Paid on Deposits	11.3	24.64	22.56	4.55	1.56
Net Interest Income	52.8	54.21	52.19	38.79	36.37
Net Interest Income Growth (YoY)	-2.60%	3.86%	34.53%	6.65%	3.73%
Income From Trading Activities	7.62	8.02	7.25	4.69	3.85
Gain (Loss) on Sale of Assets	-	-	0.03	-	-
Other Non-Interest Income	11.55	11.11	10.28	9.57	9.63
Total Non-Interest Income	19.17	19.13	17.56	14.26	13.48
Non-Interest Income Growth (YoY)	0.20%	8.96%	23.14%	5.77%	4.30%
Revenues Before Loan Losses	71.97	73.34	69.75	53.05	49.85
Provision for Loan Losses	2.07	3.51	1.78	1.03	0.7
Revenue	69.89	69.83	67.97	52.02	49.16
Revenue Growth (YoY)	0.09%	2.74%	30.66%	5.82%	13.30%
Salaries and Employee Benefits	22.4	20.16	20.7	17.52	16.46
Occupancy Expenses	2.83	2.7	2.17	2.29	2.42
Selling, General & Administrative	-	1.44	1.26	1.33	1.28
Other Non-Interest Expense	27.58	26.31	25.1	17.11	15.82
Total Non-Interest Expense	52.82	50.61	49.23	38.25	35.98
EBT Excluding Unusual Items	17.07	19.22	18.74	13.77	13.18
Other Unusual Items	0.43	-0.01	0.08	0.24	0.19
Pretax Income	17.5	19.22	18.82	14.01	13.36
Income Tax Expense	5.22	5.74	5.58	3.79	3.66
Net Income	12.28	13.48	13.24	10.22	9.7
Net Income to Common	12.28	13.48	13.24	10.22	9.7
Net Income Growth	-8.89%	1.84%	29.52%	5.33%	36.95%
Basic Shares Outstanding	-	3	3	3	3
Diluted Shares Outstanding	-	3	3	3	3
Shares Change (YoY)	-	-0.01%	-0.01%	-0.20%	-
EPS (Basic)	-	4.50	4.42	3.41	3.23
EPS (Diluted)	-	4.50	4.42	3.41	3.23
EPS Growth	-	1.81%	29.62%	5.57%	36.86%
Dividend Per Share	-	2.250	2.250	1.750	1.600
Dividend Growth	-	-	28.57%	9.38%	33.33%
Effective Tax Rate	29.82%	29.84%	29.65%	27.06%	27.39%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.