Banque Cantonale du Jura SA (SWX:BCJ)

Banque Cantonale du Jura Income Statement

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	69.83	77.48	73.78	43.02	37.73	39.3
Interest Income on Investments	1.49	1.37	0.97	0.33	0.2	0.27
Total Interest Income	71.32	78.85	74.75	43.35	37.93	39.57
Interest Paid on Deposits	17.58	24.64	22.56	4.55	1.56	4.51
Net Interest Income	53.74	54.21	52.19	38.79	36.37	35.07
Net Interest Income Growth (YoY)	-0.79%	3.86%	34.53%	6.65%	3.73%	3.06%
Income From Trading Activities	7.69	8.02	7.25	4.69	3.85	3.74
Gain (Loss) on Sale of Assets	-	-	0.03	-	-	-
Gain (Loss) on Sale of Investments	-	-	-	-	-	-0.03
Other Non-Interest Income	11.08	11.11	10.28	9.57	9.63	9.22
Total Non-Interest Income	18.77	19.13	17.56	14.26	13.48	12.92
Non-Interest Income Growth (YoY)	-1.85%	8.96%	23.14%	5.77%	4.30%	-7.47%
Revenues Before Loan Losses	72.51	73.34	69.75	53.05	49.85	47.99
Provision for Loan Losses	3.99	3.51	1.78	1.03	0.7	4.6
Revenue	68.52	69.83	67.97	52.02	49.16	43.39
Revenue Growth (YoY)	-6.19%	2.74%	30.66%	5.82%	13.30%	-9.10%
Salaries and Employee Benefits	21.57	20.16	20.7	17.52	16.46	16.56
Occupancy Expenses	2.86	2.7	2.17	2.29	2.42	2.79
Selling, General & Administrative	1.44	1.44	1.26	1.33	1.28	1.12
Other Non-Interest Expense	25.67	26.31	25.1	17.11	15.82	13.1
Total Non-Interest Expense	51.54	50.61	49.23	38.25	35.98	33.57
EBT Excluding Unusual Items	16.98	19.22	18.74	13.77	13.18	9.82
Other Unusual Items	0.41	-0.01	0.08	0.24	0.19	-0.01
Pretax Income	17.38	19.22	18.82	14.01	13.36	9.82
Income Tax Expense	5.27	5.74	5.58	3.79	3.66	2.73
Net Income	12.11	13.48	13.24	10.22	9.7	7.09
Net Income to Common	12.11	13.48	13.24	10.22	9.7	7.09
Net Income Growth	-13.74%	1.84%	29.52%	5.33%	36.95%	-22.70%
Basic Shares Outstanding	-	3	3	3	3	3
Diluted Shares Outstanding	-	3	3	3	3	3
Shares Change (YoY)	-	-0.01%	-0.01%	-0.20%	-	-
EPS (Basic)	-	4.50	4.42	3.41	3.23	2.36
EPS (Diluted)	-	4.50	4.42	3.41	3.23	2.36
EPS Growth	-	1.81%	29.62%	5.57%	36.86%	-22.62%
Dividend Per Share	2.250	2.250	2.250	1.750	1.600	1.200
Dividend Growth	-	-	28.57%	9.38%	33.33%	-35.13%
Effective Tax Rate	30.32%	29.84%	29.65%	27.06%	27.39%	27.82%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.