Berner Kantonalbank AG Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	6,607	7,796	8,439	8,608	7,878	Upgrade
Investment Securities	2,438	2,402	2,355	2,041	2,099	Upgrade
Trading Asset Securities	29.91	35.34	19.66	24.87	29.48	Upgrade
Total Investments	2,468	2,437	2,375	2,066	2,128	Upgrade
Gross Loans	30,864	29,104	27,967	26,535	25,267	Upgrade
Allowance for Loan Losses	-319.85	-306.59	-307.78	-316.46	-325.49	Upgrade
Net Loans	30,545	28,797	27,660	26,218	24,941	Upgrade
Property, Plant & Equipment	196.71	201.51	205.38	210.74	209.58	Upgrade
Other Intangible Assets	31	22.69	4.63	2.62	7.23	Upgrade
Investments in Real Estate	0.6	-	0.27	-	1.64	Upgrade
Other Receivables	165.42	169.95	1,025	1,833	1,165	Upgrade
Other Current Assets	41.86	46.44	37.38	26.48	24.41	Upgrade
Other Long-Term Assets	444.61	582.8	10.98	28.49	67.15	Upgrade
Total Assets	40,499	40,053	39,757	38,994	36,422	Upgrade
Accrued Expenses	134.02	153.91	124.52	136.19	130.83	Upgrade
Interest Bearing Deposits	27,011	27,058	27,304	26,254	24,498	Upgrade
Non-Interest Bearing Deposits	48.13	-	-	-	-	Upgrade
Total Deposits	27,059	27,058	27,304	26,254	24,498	Upgrade
Short-Term Borrowings	1,946	1,809	1,529	2,385	2,041	Upgrade
Current Portion of Long-Term Debt	850.33	-	-	-	-	Upgrade
Long-Term Debt	7,208	7,853	7,740	7,224	6,798	Upgrade
Other Long-Term Liabilities	302.22	292.42	294.02	288.85	309.69	Upgrade
Total Liabilities	37,500	37,166	36,991	36,288	33,778	Upgrade
Common Stock	186.4	186.4	186.4	186.4	186.4	Upgrade
Retained Earnings	2,828	2,721	2,593	2,537	2,476	Upgrade
Treasury Stock	-15.55	-19.83	-13.22	-18.09	-18.03	Upgrade
Shareholders' Equity	2,999	2,888	2,766	2,706	2,644	Upgrade
Total Liabilities & Equity	40,499	40,053	39,757	38,994	36,422	Upgrade
Total Debt	10,005	9,662	9,268	9,609	8,839	Upgrade
Net Cash (Debt)	-3,368	-1,831	-810.25	-975.77	-931.82	Upgrade
Net Cash Per Share	-354.46	-192.54	-87.49	-105.64	-100.84	Upgrade
Filing Date Shares Outstanding	9.25	9.23	9.26	9.24	9.24	Upgrade
Total Common Shares Outstanding	9.25	9.23	9.26	9.24	9.24	Upgrade
Book Value Per Share	324.19	312.69	298.71	292.92	286.13	Upgrade
Tangible Book Value	2,968	2,865	2,762	2,703	2,637	Upgrade
Tangible Book Value Per Share	320.84	310.24	298.21	292.63	285.35	Upgrade

Updated Aug 13, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.