Berner Kantonalbank AG Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	180.67	174.89	159.62	154.94	148.38	Upgrade
Depreciation & Amortization	5.44	40.26	64.27	45.06	60.03	Upgrade
Other Amortization	20.43	-	-	-	-	Upgrade
Gain (Loss) on Sale of Investments	8.03	-3.61	-	-	-	Upgrade
Total Asset Writedown	0.3	-	-	1.5	12.2	Upgrade
Provision for Credit Losses	19.18	41.73	-18.82	-11.59	-58.26	Upgrade
Change in Other Net Operating Assets	-1,618	-814.58	-23.07	449.2	37.83	Upgrade
Other Operating Activities	14.97	3.35	-11.03	-17.82	11.54	Upgrade
Operating Cash Flow	-1,369	-557.96	170.97	621.28	211.73	Upgrade
Operating Cash Flow Growth	-	-	-72.48%	193.43%	-	Upgrade
Capital Expenditures	-41.84	-53.35	-65.49	-41.28	-56.13	Upgrade
Sale of Property, Plant and Equipment	0.84	6.17	5.97	-	1.39	Upgrade
Investment in Securities	-38.72	-51.48	-312.72	58.34	-203.18	Upgrade
Investing Cash Flow	-79.71	-98.66	-372.24	17.06	-257.92	Upgrade
Short-Term Debt Issued	180.38	375	-	-	-	Upgrade
Long-Term Debt Issued	830.24	696.84	940.69	1,084	1,944	Upgrade
Total Debt Issued	1,011	1,072	940.69	1,084	1,944	Upgrade
Short-Term Debt Repaid	-30	-99.21	-	-	-	Upgrade
Long-Term Debt Repaid	-624.43	-583.83	-425.1	-657.62	-425.2	Upgrade
Total Debt Repaid	-654.43	-683.05	-425.1	-657.62	-425.2	Upgrade
Net Debt Issued (Repaid)	356.18	388.8	515.58	426.17	1,519	Upgrade
Issuance of Common Stock	6.98	6.59	14	15.84	17.65	Upgrade
Repurchase of Common Stock	-2.7	-13.21	-9.13	-15.91	-18.87	Upgrade
Common Dividends Paid	-93.2	-89.47	-85.74	-82.02	-78.29	Upgrade
Net Increase (Decrease) in Deposit Accounts	1.58	-246.33	1,050	1,756	1,528	Upgrade
Other Financing Activities	-8.64	-32.67	-1,452	-2,008	-46.67	Upgrade
Financing Cash Flow	260.21	13.7	31.93	92.03	2,921	Upgrade
Net Cash Flow	-1,189	-642.91	-169.33	730.36	2,874	Upgrade
Free Cash Flow	-1,411	-611.31	105.48	580	155.6	Upgrade
Free Cash Flow Growth	-	-	-81.81%	272.76%	-	Upgrade
Free Cash Flow Margin	-255.14%	-114.85%	21.72%	125.13%	37.66%	Upgrade
Free Cash Flow Per Share	-148.53	-64.28	11.39	62.79	16.84	Upgrade

Updated Aug 13, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.