Glarner Kantonalbank Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	21.83	24.29	26	25.29	24.46
Depreciation & Amortization	3.9	4.74	5.68	5.74	5.87
Other Amortization	1.38	-	-	-	-
Provision for Credit Losses	3.17	2.47	-1.11	-9.91	-8.49
Change in Trading Asset Securities	13.14	-13.63	4.31	-7.75	8.62
Change in Other Net Operating Assets	-67.63	-401.48	-157.53	-651.65	-407.95
Other Operating Activities	-0.07	-0.89	2.34	-1.03	-2.25
Operating Cash Flow	-24.29	-384.5	-120.31	-639.32	-379.73
Capital Expenditures	-3.11	-3.35	-3.35	-4.83	-0.77
Investment in Securities	-6.24	123.65	219.44	-334.71	4.69
Purchase / Sale of Intangibles	-	-	-	-	-6.63
Investing Cash Flow	-9.46	119.99	216.01	-339.54	-2.71
Short-Term Debt Issued	-	455.47	-	71.82	-
Long-Term Debt Issued	337	144.6	462.59	489.61	396.74
Total Debt Issued	337	600.07	462.59	561.43	396.74
Short-Term Debt Repaid	-256.54	-	-125.95	-	-162.66
Long-Term Debt Repaid	-180.7	-43.36	-	-10	-42.04
Total Debt Repaid	-437.24	-43.36	-125.95	-10	-204.7
Net Debt Issued (Repaid)	-100.24	556.72	336.64	551.43	192.04
Issuance of Common Stock	-	-	-	-	35.34
Common Dividends Paid	-13.5	-14.85	-14.85	-12.9	-13.15
Net Increase (Decrease) in Deposit Accounts	162.26	-53.27	-193.24	299.76	406.48
Other Financing Activities	-	-	-	-0.35	-
Financing Cash Flow	48.52	488.6	128.56	837.94	620.71
Net Cash Flow	14.77	224.08	224.26	-140.92	238.27
Free Cash Flow	-27.39	-387.85	-123.66	-644.15	-380.5
Free Cash Flow Margin	-28.59%	-393.79%	-121.02%	-718.60%	-419.32%
Free Cash Flow Per Share	-1.93	-27.36	-8.91	-47.72	-28.18

Updated Feb 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.