Bank AlJazira (TADAWUL:1020)

Bank AlJazira Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	14,042	2,790	3,003	2,438	1,738	2,074
Investment Securities	38,143	34,723	33,201	33,691	31,378	29,617
Trading Asset Securities	-	1,946	1,707	1,473	278.85	578.33
Total Investments	38,143	36,669	34,908	35,165	31,657	30,195
Gross Loans	107,812	99,442	83,573	73,318	65,072	56,154
Allowance for Loan Losses	-	-2,529	-2,793	-2,719	-2,638	-2,193
Net Loans	107,812	96,912	80,781	70,599	62,434	53,961
Property, Plant & Equipment	-	965.3	870.72	897.7	1,031	1,018
Other Intangible Assets	-	292.78	240.44	168.67	125.52	137.3
Other Receivables	-	5,139	4,294	1,068	206.81	187.78
Restricted Cash	-	5,429	4,673	4,653	4,312	3,600
Other Current Assets	-	226.62	116.57	189.74	643.73	294.95
Other Real Estate Owned & Foreclosed	-	139.72	498.99	505.79	507.74	474.42
Other Long-Term Assets	3,431	341.87	164.74	164.15	170.81	145.64
Total Assets	163,428	148,906	129,551	115,849	102,827	92,089
Accounts Payable	-	678.98	481.68	504.57	461.11	395.48
Accrued Expenses	-	4.95	4.71	10.28	9.83	14.79
Interest Bearing Deposits	115,283	82,062	64,951	54,519	45,746	38,656
Non-Interest Bearing Deposits	-	34,861	33,622	38,757	38,741	37,589
Total Deposits	115,283	116,923	98,573	93,276	84,486	76,245
Short-Term Borrowings	-	10,738	10,614	5,062	516.42	592.64
Current Portion of Long-Term Debt	-	9.26	9.43	9.74	3.26	2,000
Current Portion of Leases	-	58.08	60.12	59	67.85	72.41
Other Current Liabilities	-	62.93	66.61	66.73	43.15	32.64
Long-Term Debt	23,795	1,997	1,995	1,993	1,991	4.63
Long-Term Leases	-	119.74	137.26	163	222.02	252.49
Pension & Post-Retirement Benefits	-	309.43	293.07	291.81	289.28	279.7
Other Long-Term Liabilities	2,713	803.48	900.3	803.01	841.8	834.93
Total Liabilities	141,791	131,704	113,135	102,240	88,932	80,724
Common Stock	21,637	10,250	8,200	8,200	8,200	8,200
Retained Earnings	-	4,170	5,185	4,289	3,935	3,264
Comprehensive Income & Other	-	2,782	3,031	1,120	1,760	-99.58
Shareholders' Equity	21,637	17,202	16,415	13,609	13,895	11,364
Total Liabilities & Equity	163,428	148,906	129,551	115,849	102,827	92,089
Total Debt	23,795	12,921	12,816	7,287	2,801	2,922
Net Cash (Debt)	-9,753	-8,185	-8,106	-3,376	-783.63	-269.84
Net Cash Per Share	-7.59	-6.39	-6.33	-2.63	-0.61	-0.21
Filing Date Shares Outstanding	1,379	1,281	1,281	1,281	1,281	1,281
Total Common Shares Outstanding	1,379	1,281	1,281	1,281	1,281	1,281
Book Value Per Share	15.69	10.40	9.79	9.16	9.38	8.87
Tangible Book Value	21,637	16,909	16,175	13,440	13,770	11,227
Tangible Book Value Per Share	15.69	10.17	9.60	9.03	9.28	8.76

Source: S&P Global Market Intelligence. Banks template. Financial Sources.