Bank AlJazira (TADAWUL: 1020)

Bank AlJazira Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,078	3,003	2,438	1,738	2,074	2,647
Investment Securities	34,503	33,201	33,691	31,378	29,617	27,105
Trading Asset Securities	2,045	1,707	1,473	278.85	578.33	388.65
Total Investments	36,549	34,908	35,165	31,657	30,195	27,494
Gross Loans	95,156	83,573	73,318	65,072	56,154	50,669
Allowance for Loan Losses	-2,446	-2,793	-2,719	-2,638	-2,193	-1,009
Net Loans	92,710	80,781	70,599	62,434	53,961	49,660
Property, Plant & Equipment	1,202	870.72	897.7	1,031	1,018	1,002
Other Intangible Assets	-	240.44	168.67	125.52	137.3	152.19
Other Receivables	6,123	4,294	1,068	206.81	187.78	965.27
Restricted Cash	5,109	4,673	4,653	4,312	3,600	3,400
Other Current Assets	-	116.57	189.74	643.73	294.95	310.05
Other Real Estate Owned & Foreclosed	140.63	498.99	505.79	507.74	474.42	468.99
Other Long-Term Assets	1,281	164.74	164.15	170.81	145.64	444.61
Total Assets	145,192	129,551	115,849	102,827	92,089	86,544
Accounts Payable	-	481.68	504.57	461.11	395.48	344.76
Accrued Expenses	-	4.71	10.28	9.83	14.79	16.26
Interest Bearing Deposits	70,374	64,951	54,519	45,746	38,656	39,622
Non-Interest Bearing Deposits	32,975	33,622	38,757	38,741	37,589	31,039
Total Deposits	103,349	98,573	93,276	84,486	76,245	70,660
Short-Term Borrowings	234.31	10,614	5,062	516.42	592.64	506.13
Current Portion of Long-Term Debt	-	9.43	9.74	3.26	2,000	6.92
Current Portion of Leases	-	60.12	59	67.85	72.41	66.82
Other Current Liabilities	-	66.61	66.73	43.15	32.64	39.26
Long-Term Debt	22,199	1,995	1,993	1,991	4.63	2,000
Long-Term Leases	180.01	137.26	163	222.02	252.49	304.79
Pension & Post-Retirement Benefits	-	293.07	291.81	289.28	279.7	273.83
Other Long-Term Liabilities	1,844	900.3	803.01	841.8	834.93	735.62
Total Liabilities	127,806	113,135	102,240	88,932	80,724	74,955
Common Stock	10,250	8,200	8,200	8,200	8,200	8,200
Retained Earnings	3,987	5,185	4,289	3,935	3,264	3,476
Comprehensive Income & Other	3,149	3,031	1,120	1,760	-99.58	-86.8
Shareholders' Equity	17,386	16,415	13,609	13,895	11,364	11,590
Total Liabilities & Equity	145,192	129,551	115,849	102,827	92,089	86,544
Total Debt	22,613	12,816	7,287	2,801	2,922	2,885
Net Cash (Debt)	-18,490	-8,106	-3,376	-783.63	-269.84	150.83
Net Cash Growth	-	-	-	-	-	-85.70%
Net Cash Per Share	-18.04	-7.91	-3.29	-0.76	-0.26	0.15
Filing Date Shares Outstanding	1,025	1,025	1,025	1,025	1,025	1,025
Total Common Shares Outstanding	1,025	1,025	1,025	1,025	1,025	1,025
Book Value Per Share	13.18	12.23	11.45	11.73	11.09	11.31
Tangible Book Value	17,386	16,175	13,440	13,770	11,227	11,437
Tangible Book Value Per Share	13.18	12.00	11.28	11.60	10.95	11.16

Source: S&P Capital IQ. Banks template. Financial Sources.