Bank AlJazira Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,506	1,231	1,020	1,109	1,006
Depreciation & Amortization	154.55	152.96	145.7	150.06	147.86
Other Amortization	23.03	30.86	36.42	47.53	50.87
Gain (Loss) on Sale of Assets	-0.37	0.31	-18.24	-47.69	8.64
Gain (Loss) on Sale of Investments	-153.86	-39.65	-48.76	-63.43	-141.31
Total Asset Writedown	-	-42.57	-0.74	-	46.91
Provision for Credit Losses	379.47	295.15	233.29	272	588.24
Change in Trading Asset Securities	-255.5	-656.8	-204.47	-1,151	304.49
Change in Other Net Operating Assets	-9,618	-13,454	-10,819	-3,412	-12,432
Other Operating Activities	-6.88	9.1	-43.13	-7.12	136.94
Operating Cash Flow	-7,970	-12,490	-9,715	-3,109	-10,291
Capital Expenditures	-342.35	-252.64	-203.97	-203.92	-106.86
Sale of Property, Plant and Equipment	0.62	0.02	56.81	158.22	0.23
Investment in Securities	-1,728	-1,300	487.23	-3,115	-1,683
Income (Loss) Equity Investments	-12.87	-16.9	-16.07	-7.03	-8.01
Purchase / Sale of Intangibles	-	-	-	-	-39.85
Other Investing Activities	258.5	158.05	103.01	37.65	-
Investing Cash Flow	-1,811	-1,394	443.07	-3,124	-1,830
Short-Term Debt Issued	-	-	-	-	2,000
Total Debt Issued	-	-	-	-	2,000
Short-Term Debt Repaid	-	-	-	-	-2,000
Long-Term Debt Repaid	-74.71	-97.96	-86.13	-82.06	-96.69
Total Debt Repaid	-74.71	-97.96	-86.13	-82.06	-2,097
Net Debt Issued (Repaid)	-74.71	-97.96	-86.13	-82.06	-96.69
Issuance of Common Stock	2,875	-	2,000	-	1,875
Repurchase of Common Stock	-451.02	-359.51	-284.18	-149.59	-
Common Dividends Paid	-14.65	-3.68	-0.12	-591.42	-276.49
Net Increase (Decrease) in Deposit Accounts	7,209	14,132	8,032	7,658	10,362
Other Financing Activities	-10.87	-	-4	-4.08	-78.58
Financing Cash Flow	9,533	13,671	9,657	6,831	11,785
Net Cash Flow	-249.15	-213.49	385.04	597.78	-336.31
Free Cash Flow	-8,313	-12,743	-9,919	-3,313	-10,398
Free Cash Flow Margin	-202.23%	-368.08%	-319.40%	-103.25%	-351.05%
Free Cash Flow Per Share	-6.51	-9.95	-7.74	-2.59	-8.12

Source: S&P Global Market Intelligence. Banks template. Financial Sources.