Amlak International Finance Company (TADAWUL:1182)

TADAWUL:1182 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	94.15	106.35	180.44	229.07	240.74	240.5
Total Interest Expense	203.69	198.23	136.11	70.39	54.22	65.1
Net Interest Income	-109.55	-91.87	44.33	158.68	186.52	175.4
Commissions and Fees	24.26	20.2	14.12	19.03	21.4	14.75
Gain (Loss) on Sale of Investments	-1.37	-1.28	-0.03	11.96	1.63	1.46
Other Revenue	375.47	328.1	123.78	31.4	20.69	22.01
Revenue Before Loan Losses	288.81	255.15	182.21	221.08	230.24	213.62
Provision for Loan Losses	44.17	28.49	14.36	2.4	-1.78	5.43
Revenue	244.64	226.67	167.84	218.67	232.02	208.2
Revenue Growth (YoY)	41.55%	35.05%	-23.24%	-5.75%	11.44%	3.67%
Cost of Services Provided	160.23	149.24	114.16	97.61	99.23	84.37
Other Operating Expenses	7.29	5.88	4.84	0.78	0.67	2.01
Total Operating Expenses	182.12	168.03	128.89	107.74	108.69	92.8
Operating Income	62.52	58.63	38.95	110.93	123.34	115.39
EBT Excluding Unusual Items	62.52	58.63	38.95	110.93	123.34	115.39
Pretax Income	62.52	58.63	38.95	110.93	123.34	115.39
Income Tax Expense	12.9	12.32	7.15	14.21	15.58	16.49
Net Income	49.62	46.31	31.81	96.72	107.75	98.9
Net Income to Common	49.62	46.31	31.81	96.72	107.75	98.9
Net Income Growth	68.94%	45.61%	-67.12%	-10.24%	8.95%	41.27%
Shares Outstanding (Basic)	102	102	102	102	102	102
Shares Outstanding (Diluted)	102	102	102	102	102	102
EPS (Basic)	0.49	0.45	0.31	0.95	1.06	0.97
EPS (Diluted)	0.49	0.45	0.31	0.95	1.06	0.97
EPS Growth	68.94%	45.61%	-67.12%	-10.24%	8.95%	41.27%
Free Cash Flow	-334.64	-566.94	-414.73	245.59	34.27	-90.26
Free Cash Flow Per Share	-3.28	-5.56	-4.07	2.41	0.34	-0.89
Dividend Per Share	-	-	-	0.711	0.756	0.711
Dividend Growth	-	-	-	-5.89%	6.26%	6.66%
Operating Margin	25.56%	25.87%	23.21%	50.73%	53.16%	55.43%
Profit Margin	20.28%	20.43%	18.95%	44.23%	46.44%	47.50%
Free Cash Flow Margin	-136.79%	-250.12%	-247.09%	112.31%	14.77%	-43.35%
Effective Tax Rate	20.63%	21.01%	18.35%	12.81%	12.63%	14.29%
Revenue as Reported	491.43	452.27	313.16	291.47	-	278.72

Updated Feb 27, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.