TADAWUL:4083 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	623.67	523.85	416.96	300.9	130.63
Total Interest Expense	-	63.26	27.83	11.31	5.49
Net Interest Income	623.67	460.59	389.12	289.58	125.14
Revenue Before Loan Losses	623.67	460.59	389.12	289.58	125.14
Provision for Loan Losses	-	60.59	40.75	26.3	17.97
Revenue	623.67	400	348.37	263.28	107.17
Revenue Growth (YoY)	55.92%	14.82%	32.32%	145.67%	-
Cost of Services Provided	-	165.21	138.25	120.82	83.45
Other Operating Expenses	375.66	-	-	-	-
Total Operating Expenses	375.66	165.21	138.25	120.82	83.45
Operating Income	248.01	234.79	210.12	142.46	23.72
Pretax Income	248.01	236.59	214.26	143.93	27.5
Income Tax Expense	25.63	24.42	21.51	14.31	5.34
Net Income	222.38	212.16	192.75	129.63	22.16
Net Income to Common	222.38	212.16	192.75	129.63	22.16
Net Income Growth	4.82%	10.08%	48.70%	484.87%	-
Shares Outstanding (Basic)	25	25	25	25	25
Shares Outstanding (Diluted)	25	25	25	25	25
Shares Change (YoY)	-0.05%	-	-	-	-
EPS (Basic)	8.90	8.49	7.71	5.18	0.89
EPS (Diluted)	8.90	8.49	7.71	5.18	0.89
EPS Growth	4.87%	10.08%	48.70%	484.87%	-
Free Cash Flow	-323.21	-105.24	-164.23	-351.6	-494.22
Free Cash Flow Per Share	-12.94	-4.21	-6.57	-14.06	-19.77
Operating Margin	39.77%	58.70%	60.32%	54.11%	22.14%
Profit Margin	35.66%	53.04%	55.33%	49.23%	20.68%
Free Cash Flow Margin	-51.82%	-26.31%	-47.14%	-133.55%	-461.16%
Effective Tax Rate	10.33%	10.32%	10.04%	9.94%	19.40%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.