Aljazira Takaful Taawuni Company (TADAWUL:8012)

TADAWUL:8012 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	265.63	268.97	232.46	220.58	163.18	59.81
Total Interest & Dividend Income	-98.39	-165.82	-318.15	197.64	0.16	0.22
Gain (Loss) on Sale of Investments	111.17	179.67	326.82	-192.13	2.97	2.62
Other Revenue	23.17	22.92	26.62	23.58	33.02	32.46
Total Revenue	301.58	305.74	267.75	249.67	199.33	95.1
Revenue Growth (YoY)	-0.90%	14.19%	7.24%	25.25%	109.60%	66.17%
Policy Benefits	192.62	191.5	159.82	200.55	94.96	3.94
Policy Acquisition & Underwriting Costs	36.51	36.51	31.58	-	14.32	10.05
Selling, General & Administrative	-	-	-	-	67.65	45.08
Provision for Bad Debts	-	-	-	-	6.18	-0.04
Other Operating Expenses	32.74	34.38	8.44	8.66	-5.73	-3.92
Total Operating Expenses	261.87	262.4	199.84	209.22	177.37	55.11
Operating Income	39.71	43.34	67.91	40.45	21.96	39.99
Pretax Income	39.71	43.34	67.91	40.45	21.96	39.99
Income Tax Expense	6.18	6.14	23.65	1.93	0.54	1.23
Net Income	33.53	37.2	44.25	38.52	21.42	38.76
Net Income to Common	33.53	37.2	44.25	38.52	21.42	38.76
Net Income Growth	-23.17%	-15.93%	14.89%	79.83%	-44.74%	5.60%
Shares Outstanding (Basic)	66	66	66	66	63	49
Shares Outstanding (Diluted)	66	66	66	66	63	49
Shares Change (YoY)	-0.23%	-	-	4.46%	28.73%	-0.00%
EPS (Basic)	0.51	0.56	0.67	0.58	0.34	0.79
EPS (Diluted)	0.51	0.56	0.67	0.58	0.34	0.79
EPS Growth	-22.99%	-15.93%	14.89%	72.15%	-57.07%	5.60%
Free Cash Flow	51.19	67.55	-10.72	144.53	-104.28	111.67
Free Cash Flow Per Share	0.78	1.02	-0.16	2.19	-1.65	2.27
Dividend Per Share	0.300	0.300	0.300	-	-	-
Operating Margin	13.17%	14.18%	25.36%	16.20%	11.02%	42.05%
Profit Margin	11.12%	12.17%	16.53%	15.43%	10.75%	40.76%
Free Cash Flow Margin	16.97%	22.09%	-4.00%	57.89%	-52.32%	117.42%
EBITDA	42.85	45.58	69.83	45.17	26.81	40.27
EBITDA Margin	14.21%	14.91%	26.08%	18.09%	13.45%	42.34%
D&A For EBITDA	3.14	2.23	1.92	4.72	4.85	0.28
EBIT	39.71	43.34	67.91	40.45	21.96	39.99
EBIT Margin	13.17%	14.18%	25.36%	16.20%	11.02%	42.05%
Effective Tax Rate	15.57%	14.17%	34.83%	4.77%	2.46%	3.06%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.