Buruj Cooperative Insurance Company (TADAWUL:8270)

TADAWUL:8270 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	393.52	372.73	373.44	417.1	159.43	184.55
Total Interest & Dividend Income	34.26	31.99	26.83	29.43	19.73	19.43
Gain (Loss) on Sale of Investments	-2.52	-6.6	1.79	-4.78	19.87	-4.11
Other Revenue	0.58	-0.63	0.01	-	9.88	14.77
Total Revenue	425.84	397.5	402.07	441.75	208.91	214.64
Revenue Growth (YoY)	-0.30%	-1.14%	-8.98%	111.46%	-2.67%	-28.12%
Policy Benefits	392.3	358.68	368.46	473.63	94.02	110.93
Policy Acquisition & Underwriting Costs	-	-	-	-	21.24	18.71
Selling, General & Administrative	-	-	-	-	75.65	69.06
Provision for Bad Debts	-	-	-	-	-0.61	-1.62
Other Operating Expenses	18.58	18.06	6.41	-8.33	2.83	0.49
Total Operating Expenses	410.88	376.74	374.87	465.3	193.14	197.57
Operating Income	14.96	20.76	27.2	-23.55	15.77	17.06
Interest Expense	-1.9	-1.57	-1.62	-0.32	-	-
Other Non Operating Income (Expenses)	0	-	-	-	-	-
Pretax Income	13.07	19.19	25.58	-23.88	15.77	17.06
Income Tax Expense	8.01	9.81	5.5	5.12	11.46	11.33
Net Income	5.06	9.39	20.08	-29	4.31	5.74
Net Income to Common	5.06	9.39	20.08	-29	4.31	5.74
Net Income Growth	-64.83%	-53.27%	-	-	-24.81%	32.42%
Shares Outstanding (Basic)	30	30	30	30	30	30
Shares Outstanding (Diluted)	30	30	30	30	30	30
EPS (Basic)	0.17	0.31	0.67	-0.97	0.14	0.19
EPS (Diluted)	0.17	0.31	0.67	-0.97	0.14	0.19
EPS Growth	-64.83%	-53.27%	-	-	-24.81%	32.42%
Free Cash Flow	63.05	-84.12	-10.18	-152.07	44.46	-40.94
Free Cash Flow Per Share	2.10	-2.80	-0.34	-5.07	1.48	-1.36
Operating Margin	3.51%	5.22%	6.77%	-5.33%	7.55%	7.95%
Profit Margin	1.19%	2.36%	5.00%	-6.57%	2.07%	2.67%
Free Cash Flow Margin	14.81%	-21.16%	-2.53%	-34.42%	21.28%	-19.08%
EBITDA	17.11	22.5	28.76	-22.01	17.23	18.75
EBITDA Margin	4.02%	5.66%	7.15%	-4.98%	8.25%	8.73%
D&A For EBITDA	2.14	1.74	1.56	1.55	1.46	1.68
EBIT	14.96	20.76	27.2	-23.55	15.77	17.06
EBIT Margin	3.51%	5.22%	6.77%	-5.33%	7.55%	7.95%
Effective Tax Rate	61.27%	51.09%	21.49%	-	72.65%	66.38%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.