TLV:MLRN Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	172.2	137.94	149.57	140.33	82.05
Total Interest Expense	54.75	34.11	38.39	34.04	18.79
Net Interest Income	117.45	103.83	111.18	106.29	63.26
Revenue Before Loan Losses	117.45	103.83	111.18	106.29	63.26
Provision for Loan Losses	4.58	17.05	23.97	12.59	1.79
Revenue	112.88	86.78	87.21	93.7	61.48
Revenue Growth (YoY)	30.07%	-0.49%	-6.93%	52.41%	66.60%
Cost of Services Provided	36.42	36.55	31.91	28.93	19.62
Other Operating Expenses	2.28	2.24	1.33	0.73	0.81
Total Operating Expenses	38.71	38.79	33.24	29.66	20.43
Operating Income	74.17	47.99	53.97	64.04	41.05
EBT Excluding Unusual Items	74.74	48.51	53.97	64.04	38.87
Other Unusual Items	-	0.57	10.19	-	-
Pretax Income	74.74	49.08	64.16	64.04	38.87
Income Tax Expense	17.6	12.04	15.16	16.26	9.48
Earnings From Continuing Ops.	57.14	37.03	49	47.78	29.39
Earnings From Discontinued Ops.	-	-	-63.8	-19.67	1.06
Net Income to Company	57.14	37.03	-14.8	28.11	30.45
Minority Interest in Earnings	-	-	43.42	15.45	-0.65
Net Income	57.14	37.03	28.62	43.55	29.8
Net Income to Common	57.14	37.03	28.62	43.55	29.8
Net Income Growth	54.30%	29.37%	-34.27%	46.14%	72.30%
Shares Outstanding (Basic)	30	30	30	29	25
Shares Outstanding (Diluted)	31	31	30	30	25
Shares Change (YoY)	0.95%	2.67%	1.78%	18.87%	19.81%
EPS (Basic)	1.90	1.24	0.96	1.51	1.21
EPS (Diluted)	1.82	1.19	0.92	1.45	1.19
EPS Growth	52.94%	29.35%	-36.55%	21.85%	43.37%
Free Cash Flow	-67.78	-45.27	245.43	-153.63	-310.02
Free Cash Flow Per Share	-2.15	-1.45	8.09	-5.15	-12.36
Dividend Per Share	-	0.497	0.202	-	0.569
Dividend Growth	-	146.38%	-	-	714.62%
Operating Margin	65.71%	55.30%	61.89%	68.35%	66.77%
Profit Margin	50.62%	42.67%	32.82%	46.48%	48.48%
Free Cash Flow Margin	-60.05%	-52.17%	281.44%	-163.97%	-504.30%
Effective Tax Rate	23.55%	24.54%	23.63%	25.39%	24.38%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.