Nawi Group Ltd (TLV: NAWI)

Nawi Group Income Statement

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest and Dividend Income	372.72	372.37	251.76	167.23	136.02	154.54
Total Interest Expense	142.69	143.09	59.91	21.91	17.5	24.83
Net Interest Income	230.03	229.28	191.85	145.32	118.52	129.71
Revenue Before Loan Losses	230.03	229.28	191.85	145.32	118.52	129.71
Provision for Loan Losses	26.91	29.27	-5.12	-17.24	4.45	28.84
Revenue	203.13	200.01	196.97	162.56	114.08	100.88
Revenue Growth (YoY)	1.98%	1.54%	21.16%	42.50%	13.08%	-7.93%
Cost of Services Provided	21.52	20.94	20.72	20.84	15.83	13.07
Other Operating Expenses	0.56	0.56	0.92	0.47	0.5	0.8
Total Operating Expenses	22.08	21.51	21.64	21.31	16.33	13.87
Operating Income	181.05	178.5	175.32	141.25	97.75	87.01
Pretax Income	187.46	183.81	176.65	143.05	97.75	87.01
Income Tax Expense	41.82	41.11	40.4	32.94	23.38	34.7
Net Income	145.64	142.7	136.25	110.11	74.37	52.31
Net Income to Common	145.64	142.7	136.25	110.11	74.37	52.31
Net Income Growth	4.41%	4.73%	23.74%	48.05%	42.19%	-27.47%
Shares Outstanding (Basic)	33	33	33	33	33	33
Shares Outstanding (Diluted)	33	33	33	33	33	33
EPS (Basic)	4.45	4.36	4.16	3.36	2.27	1.60
EPS (Diluted)	4.45	4.36	4.16	3.36	2.27	1.60
EPS Growth	4.41%	4.73%	23.74%	48.05%	42.19%	-27.47%
Free Cash Flow	301.62	229.42	-98.37	-281.77	503.77	535.23
Free Cash Flow Per Share	9.22	7.01	-3.01	-8.61	15.39	16.35
Dividend Per Share	2.397	2.287	1.943	1.941	1.130	-
Dividend Growth	29.85%	17.70%	0.09%	71.76%	-	-
Operating Margin	89.13%	89.25%	89.01%	86.89%	85.69%	86.25%
Profit Margin	71.70%	71.35%	69.17%	67.73%	65.20%	51.85%
Free Cash Flow Margin	148.49%	114.70%	-49.94%	-173.33%	441.61%	530.58%
Effective Tax Rate	22.31%	22.37%	22.87%	23.03%	23.92%	39.88%

Source: S&P Capital IQ. Financial Services template. Financial Sources.