Nawi Group Ltd (TLV:NAWI)

Nawi Group Income Statement

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	375.03	372.37	251.76	167.23	136.02
Total Interest Expense	137.59	143.09	59.91	21.91	17.5
Net Interest Income	237.44	229.28	191.85	145.32	118.52
Revenue Before Loan Losses	237.44	229.28	191.85	145.32	118.52
Provision for Loan Losses	13.72	29.27	-5.12	-17.24	4.45
Revenue	223.73	200.01	196.97	162.56	114.08
Revenue Growth (YoY)	11.86%	1.54%	21.16%	42.50%	13.08%
Cost of Services Provided	22.71	20.94	20.72	20.84	15.83
Other Operating Expenses	0.48	0.56	0.92	0.47	0.5
Total Operating Expenses	23.18	21.51	21.64	21.31	16.33
Operating Income	200.54	178.5	175.32	141.25	97.75
EBT Excluding Unusual Items	205.48	183.81	176.65	143.05	97.75
Gain (Loss) on Sale of Investments	-3.88	-	-	-	-
Pretax Income	201.6	183.81	176.65	143.05	97.75
Income Tax Expense	44.79	41.11	40.4	32.94	23.38
Net Income	156.81	142.7	136.25	110.11	74.37
Net Income to Common	156.81	142.7	136.25	110.11	74.37
Net Income Growth	9.89%	4.73%	23.74%	48.05%	42.19%
Shares Outstanding (Basic)	33	33	33	33	33
Shares Outstanding (Diluted)	33	33	33	33	33
EPS (Basic)	4.79	4.36	4.16	3.36	2.27
EPS (Diluted)	4.79	4.36	4.16	3.36	2.27
EPS Growth	9.89%	4.73%	23.74%	48.05%	42.19%
Free Cash Flow	-258.51	229.42	-98.37	-281.77	503.77
Free Cash Flow Per Share	-7.90	7.01	-3.00	-8.61	15.39
Dividend Per Share	2.460	2.287	1.943	1.941	1.130
Dividend Growth	7.58%	17.70%	0.09%	71.76%	-
Operating Margin	89.64%	89.25%	89.01%	86.89%	85.69%
Profit Margin	70.09%	71.35%	69.17%	67.73%	65.20%
Free Cash Flow Margin	-115.55%	114.70%	-49.94%	-173.33%	441.61%
Effective Tax Rate	22.22%	22.36%	22.87%	23.03%	23.91%

Updated Nov 26, 2024. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.