Nawi Group Ltd (TLV:NAWI)

Nawi Group Income Statement

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	413.67	375.03	372.37	251.76	167.23	136.02
Total Interest Expense	160.72	137.59	143.09	59.91	21.91	17.5
Net Interest Income	252.95	237.44	229.28	191.85	145.32	118.52
Revenue Before Loan Losses	252.95	237.44	229.28	191.85	145.32	118.52
Provision for Loan Losses	18.46	13.72	29.27	-5.12	-17.24	4.45
Revenue	234.49	223.73	200.01	196.97	162.56	114.08
Revenue Growth (YoY)	15.44%	11.86%	1.54%	21.16%	42.50%	13.08%
Cost of Services Provided	25.32	22.71	20.94	20.72	20.84	15.83
Other Operating Expenses	0.48	0.48	0.56	0.92	0.47	0.5
Total Operating Expenses	25.79	23.18	21.51	21.64	21.31	16.33
Operating Income	208.69	200.54	178.5	175.32	141.25	97.75
EBT Excluding Unusual Items	214.89	205.48	183.81	176.65	143.05	97.75
Gain (Loss) on Sale of Investments	-3.88	-3.88	-	-	-	-
Pretax Income	211.01	201.6	183.81	176.65	143.05	97.75
Income Tax Expense	47.2	44.79	41.11	40.4	32.94	23.38
Net Income	163.81	156.81	142.7	136.25	110.11	74.37
Net Income to Common	163.81	156.81	142.7	136.25	110.11	74.37
Net Income Growth	12.47%	9.89%	4.73%	23.74%	48.05%	42.19%
Shares Outstanding (Basic)	33	33	33	33	33	33
Shares Outstanding (Diluted)	33	33	33	33	33	33
EPS (Basic)	5.00	4.79	4.36	4.16	3.36	2.27
EPS (Diluted)	5.00	4.79	4.36	4.16	3.36	2.27
EPS Growth	12.47%	9.89%	4.73%	23.74%	48.05%	42.19%
Free Cash Flow	-484.39	-258.51	229.42	-98.37	-281.77	503.77
Free Cash Flow Per Share	-14.80	-7.90	7.01	-3.00	-8.61	15.39
Dividend Per Share	3.279	2.460	2.287	1.943	1.941	1.130
Dividend Growth	36.83%	7.58%	17.70%	0.09%	71.76%	-
Operating Margin	89.00%	89.64%	89.25%	89.01%	86.89%	85.69%
Profit Margin	69.86%	70.09%	71.35%	69.17%	67.73%	65.20%
Free Cash Flow Margin	-206.57%	-115.55%	114.70%	-49.94%	-173.33%	441.61%
Effective Tax Rate	22.37%	22.22%	22.36%	22.87%	23.03%	23.91%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.