Nawi Group Ltd (TLV:NAWI)

Nawi Group Income Statement

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	459.1	375.03	372.37	251.76	167.23
Total Interest Expense	191.87	137.59	143.09	59.91	21.91
Net Interest Income	267.23	237.44	229.28	191.85	145.32
Revenue Before Loan Losses	267.23	237.44	229.28	191.85	145.32
Provision for Loan Losses	17.56	13.72	29.27	-5.12	-17.24
Revenue	249.67	223.73	200.01	196.97	162.56
Revenue Growth (YoY)	11.60%	11.86%	1.54%	21.16%	42.50%
Cost of Services Provided	27.92	22.71	20.94	20.72	20.84
Other Operating Expenses	-	0.48	0.56	0.92	0.47
Total Operating Expenses	27.92	23.18	21.51	21.64	21.31
Operating Income	221.75	200.54	178.5	175.32	141.25
Earnings From Equity Investments	-0.7	-	-	-	-
EBT Excluding Unusual Items	286.94	205.48	183.81	176.65	143.05
Gain (Loss) on Sale of Investments	-	-3.88	-	-	-
Pretax Income	286.94	201.6	183.81	176.65	143.05
Income Tax Expense	51.3	44.79	41.11	40.4	32.94
Net Income	235.64	156.81	142.7	136.25	110.11
Net Income to Common	235.64	156.81	142.7	136.25	110.11
Net Income Growth	50.27%	9.89%	4.73%	23.74%	48.05%
Shares Outstanding (Basic)	33	33	33	33	33
Shares Outstanding (Diluted)	33	33	33	33	33
Shares Change (YoY)	0.04%	-	-	-	-
EPS (Basic)	7.20	4.79	4.36	4.16	3.36
EPS (Diluted)	7.20	4.79	4.36	4.16	3.36
EPS Growth	50.20%	9.89%	4.73%	23.74%	48.05%
Free Cash Flow	-865.87	-258.51	229.42	-98.37	-281.77
Free Cash Flow Per Share	-26.44	-7.90	7.01	-3.00	-8.61
Dividend Per Share	-	2.460	2.287	1.943	1.941
Dividend Growth	-	7.58%	17.70%	0.09%	71.76%
Operating Margin	88.82%	89.64%	89.25%	89.01%	86.89%
Profit Margin	94.38%	70.09%	71.35%	69.17%	67.73%
Free Cash Flow Margin	-346.80%	-115.55%	114.70%	-49.94%	-173.33%
Effective Tax Rate	17.88%	22.22%	22.36%	22.87%	23.03%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.