TLV:SPNS Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '25 Dec 15, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	7,843	5,470	5,809	3,583	5,873	5,378
Market Cap Growth	41.19%	-5.84%	62.11%	-38.99%	9.21%	35.24%
Enterprise Value	-	5,022	5,502	3,410	5,774	5,512
Last Close Price	139.50	96.17	100.93	60.42	98.77	89.51
PE Ratio	-	20.81	25.83	19.37	40.03	49.53
PS Ratio	-	2.77	3.13	2.15	4.10	4.37
PB Ratio	-	3.13	3.59	2.53	4.62	4.35
P/TBV Ratio	-	8.48	12.42	12.61	29.85	92.45
P/FCF Ratio	-	18.93	20.99	24.84	24.60	30.07
P/OCF Ratio	-	18.26	20.31	23.28	23.44	28.71
EV/Sales Ratio	-	2.54	2.97	2.04	4.03	4.48
EV/EBITDA Ratio	-	13.82	16.06	11.70	23.65	27.04
EV/EBIT Ratio	-	16.06	19.23	14.58	32.29	36.81
EV/FCF Ratio	-	17.38	19.88	23.64	24.19	30.83
Debt / Equity Ratio	0.08	0.13	0.19	0.29	0.36	0.46
Debt / EBITDA Ratio	0.43	0.59	0.85	1.24	1.63	2.33
Debt / FCF Ratio	0.56	0.80	1.13	2.84	1.93	3.19
Asset Turnover	0.79	0.79	0.76	0.69	0.65	0.66
Quick Ratio	1.52	2.24	2.11	1.95	1.98	1.85
Current Ratio	1.52	2.24	2.11	1.96	1.98	1.85
Return on Equity (ROE)	12.95%	15.56%	14.74%	13.04%	11.93%	11.20%
Return on Assets (ROA)	6.78%	7.77%	7.32%	6.01%	5.03%	4.99%
Return on Invested Capital (ROIC)	8.76%	9.93%	9.40%	7.72%	6.42%	6.42%
Return on Capital Employed (ROCE)	13.40%	15.80%	14.70%	12.70%	10.20%	8.20%
Earnings Yield	-	4.81%	3.87%	5.16%	2.50%	2.02%
FCF Yield	-	5.28%	4.76%	4.03%	4.06%	3.33%
Dividend Yield	1.77%	2.23%	1.93%	2.79%	1.48%	1.83%
Payout Ratio	60.73%	44.09%	45.07%	73.35%	-	-
Buyback Yield / Dilution	-0.21%	-0.78%	-0.27%	0.04%	-6.58%	-2.97%
Total Shareholder Return	1.56%	1.46%	1.66%	2.83%	-5.10%	-1.14%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.