Sapiens International Corporation N.V. (TLV: SPNS)

SPNS Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Oct 15, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	7,562	5,809	3,583	5,873	5,378	3,976
Market Cap Growth	30.71%	62.11%	-38.99%	9.21%	35.24%	93.35%
Enterprise Value	7,098	5,502	3,410	5,774	5,512	4,154
Last Close Price	135.90	103.53	61.97	101.31	91.82	71.74
PE Ratio	-	25.67	18.55	38.32	43.94	39.94
PS Ratio	3.55	3.13	2.15	4.10	4.37	3.53
PB Ratio	4.11	3.58	2.53	4.62	4.35	5.11
P/FCF Ratio	28.07	20.99	24.84	24.60	30.07	21.05
P/OCF Ratio	27.15	20.31	23.28	23.44	28.71	17.40
EV/Sales Ratio	3.54	2.97	2.04	4.03	4.48	3.69
EV/EBITDA Ratio	18.05	16.11	11.70	23.65	27.04	23.42
EV/EBIT Ratio	22.70	19.29	14.58	32.29	36.81	31.76
EV/FCF Ratio	27.98	19.88	23.64	24.18	30.82	21.99
Debt / Equity Ratio	0.14	0.19	0.29	0.36	0.46	0.53
Debt / EBITDA Ratio	0.60	0.85	1.24	1.63	2.33	1.98
Debt / FCF Ratio	0.94	1.13	2.84	1.93	3.19	2.20
Asset Turnover	0.81	0.76	0.69	0.65	0.66	0.78
Quick Ratio	2.16	2.11	1.95	1.98	1.85	1.19
Current Ratio	2.16	2.11	1.95	1.98	1.85	1.40
Return on Equity (ROE)	15.74%	14.74%	13.04%	11.93%	11.20%	12.38%
Return on Assets (ROA)	7.86%	7.29%	6.01%	5.03%	4.99%	5.69%
Return on Capital (ROIC)	10.08%	9.37%	7.72%	6.42%	6.42%	7.55%
Earnings Yield	3.64%	3.87%	5.16%	2.50%	2.02%	2.28%
FCF Yield	3.56%	4.76%	4.03%	4.06%	3.33%	4.75%
Dividend Yield	1.69%	1.88%	2.72%	1.44%	1.79%	-
Payout Ratio	43.57%	45.07%	73.35%	-	-	-
Buyback Yield / Dilution	-0.74%	-0.27%	0.04%	-6.58%	-2.97%	-1.09%
Total Shareholder Return	-0.74%	1.61%	2.76%	-5.14%	-1.19%	-1.09%

Source: S&P Capital IQ. Standard template. Financial Sources.