Union Bank of Taiwan Income Statement

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	23,756	22,198	19,970	14,963	11,636
Interest Paid on Deposits	14,538	13,920	11,618	5,121	2,974
Net Interest Income	9,219	8,278	8,352	9,842	8,662
Net Interest Income Growth (YoY)	11.37%	-0.89%	-15.14%	13.62%	13.36%
Gain (Loss) on Sale of Investments	3,951	5,871	2,218	-686.2	1,328
Gain (Loss) on Sale of Equity Investments	-54.11	484.2	-20.23	-55.9	-7.49
Other Non-Interest Income	7,603	5,193	7,384	6,884	6,706
Total Non-Interest Income	11,500	11,549	9,583	6,144	8,027
Non-Interest Income Growth (YoY)	-0.43%	20.52%	55.98%	-23.46%	18.23%
Revenues Before Loan Losses	20,719	19,827	17,935	15,985	16,689
Provision for Loan Losses	925.42	1,107	628.39	499.38	805.82
Revenue	19,793	18,720	17,306	15,486	15,883
Revenue Growth (YoY)	5.73%	8.17%	11.75%	-2.50%	12.33%
Salaries and Employee Benefits	5,179	5,221	4,682	4,299	4,302
Occupancy Expenses	2,786	2,766	2,667	2,714	2,638
Selling, General & Administrative	4,581	4,566	4,722	3,924	3,733
Total Non-Interest Expense	12,546	12,553	12,071	10,936	10,673
EBT Excluding Unusual Items	7,247	6,167	5,235	4,550	5,210
Pretax Income	7,247	6,167	5,235	4,550	5,210
Income Tax Expense	1,165	944.59	914.72	1,008	746.85
Earnings From Continuing Operations	6,082	5,223	4,321	3,542	4,463
Minority Interest in Earnings	19.34	-7.24	-3.39	-2.46	0.37
Net Income	6,102	5,215	4,317	3,539	4,464
Preferred Dividends & Other Adjustments	526.13	511.85	480	480	480
Net Income to Common	5,576	4,703	3,837	3,059	3,984
Net Income Growth	17.00%	20.80%	21.99%	-20.72%	29.70%
Basic Shares Outstanding	4,339	4,332	4,325	4,319	4,310
Diluted Shares Outstanding	4,348	4,341	4,334	4,327	4,320
Shares Change (YoY)	0.16%	0.17%	0.17%	0.14%	0.20%
EPS (Basic)	1.28	1.09	0.89	0.71	0.92
EPS (Diluted)	1.28	1.08	0.89	0.71	0.92
EPS Growth	18.97%	21.74%	25.39%	-23.38%	34.25%
Dividend Per Share	0.460	0.350	0.175	0.083	0.115
Dividend Growth	31.43%	100.34%	110.23%	-27.55%	-
Effective Tax Rate	16.07%	15.32%	17.47%	22.16%	14.33%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.