Union Bank of Taiwan Balance Sheet

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	8,214	10,829	11,527	12,599	13,768	8,961
Investment Securities	211,414	204,243	204,969	187,829	198,965	212,529
Trading Asset Securities	73,208	55,956	52,794	28,985	46,585	34,825
Total Investments	284,622	260,199	257,763	216,815	245,550	247,355
Gross Loans	662,203	638,201	596,908	554,939	498,948	428,104
Allowance for Loan Losses	-7,910	-7,180	-6,874	-6,224	-5,396	-4,778
Net Loans	654,293	631,021	590,035	548,715	493,552	423,325
Property, Plant & Equipment	21,289	20,678	17,817	17,179	17,882	15,446
Goodwill	1,985	1,985	1,985	1,985	1,985	1,985
Other Intangible Assets	167.88	214.72	176.11	199.1	193.02	181.03
Investments in Real Estate	4,496	4,563	4,669	4,803	4,912	5,288
Accrued Interest Receivable	2,031	1,933	1,786	1,499	999.31	914.91
Other Receivables	11,144	9,199	5,157	2,673	21,274	21,546
Restricted Cash	42,232	41,727	31,660	24,624	29,553	24,326
Other Current Assets	6,292	4,808	5,694	5,022	6,396	5,562
Long-Term Deferred Tax Assets	874.07	759.04	943.97	732.97	925.83	792.48
Other Long-Term Assets	8,173	7,543	9,934	8,154	4,598	1,874
Total Assets	1,045,813	995,457	939,147	845,000	841,589	757,558
Accounts Payable	285.09	420.16	31.39	-	-	-
Accrued Expenses	1,993	1,693	1,453	1,137	1,229	979.98
Interest Bearing Deposits	657,863	640,574	606,461	561,553	511,236	483,223
Non-Interest Bearing Deposits	175,416	168,450	153,241	150,812	164,876	129,171
Total Deposits	833,280	809,024	759,702	712,366	676,112	612,394
Short-Term Borrowings	97,624	81,802	83,504	46,868	66,647	58,693
Current Portion of Long-Term Debt	538.88	1,299	1,403	1,906	4,093	394.67
Current Portion of Leases	485.63	441.22	482	444.38	470.63	419.18
Current Income Taxes Payable	909.59	476.03	435.68	823.11	560.7	225.33
Accrued Interest Payable	2,128	1,586	1,502	819.07	476.42	574.26
Other Current Liabilities	2,933	2,191	3,783	3,635	4,368	1,749
Long-Term Debt	8,234	6,368	6,302	5,375	12,174	12,823
Long-Term Leases	1,656	1,306	1,330	1,218	1,423	1,304
Pension & Post-Retirement Benefits	0.42	0.78	7.67	13.26	11.13	12.76
Long-Term Deferred Tax Liabilities	2,580	2,749	2,284	1,819	1,675	1,697
Other Long-Term Liabilities	8,608	6,649	6,284	5,459	6,484	6,100
Total Liabilities	961,254	916,005	868,505	781,883	775,724	697,366
Preferred Stock, Non-Redeemable	2,000	2,000	2,000	2,000	2,000	2,000
Total Preferred Equity	2,000	2,000	2,000	2,000	2,000	2,000
Common Stock	43,406	40,501	37,790	35,940	32,952	30,934
Additional Paid-In Capital	8,237	8,168	8,126	8,077	8,052	8,040
Retained Earnings	20,463	20,709	17,899	15,691	16,485	13,366
Comprehensive Income & Other	8,360	5,857	2,620	-637.58	5,646	5,851
Total Common Equity	80,466	75,235	66,434	59,070	63,135	58,191
Minority Interest	2,093	2,218	2,209	2,047	729.76	1.58
Shareholders' Equity	84,559	79,453	70,642	63,117	65,865	60,192
Total Liabilities & Equity	1,045,813	995,457	939,147	845,000	841,589	757,558
Total Debt	108,538	91,215	93,022	55,812	84,808	73,634
Net Cash (Debt)	32,633	34,828	34,219	72,532	81,436	37,043
Net Cash Growth	-50.52%	1.78%	-52.82%	-10.93%	119.84%	-25.83%
Net Cash Per Share	7.51	8.02	7.90	16.76	18.85	8.59
Filing Date Shares Outstanding	4,341	4,334	4,327	4,321	4,312	4,303
Total Common Shares Outstanding	4,341	4,334	4,327	4,321	4,312	4,303
Book Value Per Share	18.54	17.36	15.36	13.67	14.64	13.52
Tangible Book Value	78,313	73,035	64,273	56,886	60,957	56,024
Tangible Book Value Per Share	18.04	16.85	14.86	13.17	14.14	13.02

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.