EnTie Commercial Bank Income Statement

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	9,052	8,729	6,391	4,888	5,385
Interest Paid on Deposits	5,906	5,352	2,361	1,212	1,959
Net Interest Income	3,146	3,378	4,030	3,676	3,426
Net Interest Income Growth (YoY)	-6.87%	-16.18%	9.62%	7.31%	-6.43%
Gain (Loss) on Sale of Assets	-0.54	-0.16	-1.58	5.3	-0
Gain (Loss) on Sale of Investments	2,233	870.18	214.2	288.95	660.35
Other Non-Interest Income	165.66	1,575	1,739	1,967	1,761
Total Non-Interest Income	2,398	2,445	1,952	2,261	2,421
Non-Interest Income Growth (YoY)	-1.93%	25.27%	-13.67%	-6.62%	-12.02%
Revenues Before Loan Losses	5,544	5,823	5,982	5,937	5,847
Provision for Loan Losses	814.46	1,397	1,741	373.84	479.57
Revenue	4,729	4,425	4,241	5,563	5,367
Revenue Growth (YoY)	6.87%	4.35%	-23.77%	3.65%	0.18%
Salaries and Employee Benefits	2,020	1,874	1,795	1,756	1,649
Occupancy Expenses	351.44	334.38	317.17	316.45	331.54
Selling, General & Administrative	602.86	595.37	555.15	573.17	554.52
Other Non-Interest Expense	381.48	371.58	284.12	262.41	271.55
Total Non-Interest Expense	3,356	3,175	2,951	2,908	2,807
EBT Excluding Unusual Items	1,374	1,250	1,290	2,655	2,561
Pretax Income	1,374	1,250	1,290	2,655	2,561
Income Tax Expense	47.71	149.12	224.11	331.51	389.06
Net Income	1,326	1,101	1,066	2,324	2,171
Net Income to Common	1,326	1,101	1,066	2,324	2,171
Net Income Growth	20.42%	3.32%	-54.14%	7.01%	4.31%
Basic Shares Outstanding	1,958	1,958	1,958	1,958	1,958
Diluted Shares Outstanding	1,959	1,959	1,959	1,960	1,960
Shares Change (YoY)	0.01%	-0.00%	-0.06%	0.00%	6.44%
EPS (Basic)	0.68	0.56	0.54	1.19	1.11
EPS (Diluted)	0.68	0.56	0.54	1.19	1.11
EPS Growth	20.94%	3.70%	-54.50%	7.01%	-1.85%
Dividend Per Share	-	0.380	0.400	0.730	0.730
Dividend Growth	-	-5.00%	-45.20%	-	-
Effective Tax Rate	3.47%	11.93%	17.38%	12.48%	15.19%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.