Cathay Financial Holding Ratios and Metrics

Market cap in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,053,249	1,111,926	1,001,907	671,116	586,768	823,076
Market Cap Growth	6.69%	10.98%	49.29%	14.37%	-28.71%	47.93%
Enterprise Value	1,226,851	1,129,777	983,248	793,965	879,128	672,947
PE Ratio	10.17	10.74	9.38	14.12	17.27	6.05
PS Ratio	0.92	0.97	1.31	0.78	1.19	0.75
PB Ratio	1.13	1.19	1.11	0.84	0.96	0.90
P/FCF Ratio	5.74	6.06	-	-	-	11.79
P/OCF Ratio	5.59	5.91	-	-	-	11.35
EV/Sales Ratio	1.07	0.98	1.28	0.92	1.78	0.62
EV/EBITDA Ratio	3.28	3.04	-	6.45	-	2.67
EV/EBIT Ratio	3.35	3.09	-	6.78	-	2.72
EV/FCF Ratio	6.68	6.15	-	-	-	9.64
Debt / Equity Ratio	0.86	0.86	0.89	0.72	0.90	0.46
Debt / EBITDA Ratio	2.14	2.14	-	4.61	-	1.64
Debt / FCF Ratio	4.35	4.35	-	-	-	5.96
Net Debt / Equity Ratio	0.16	0.16	0.32	0.02	-0.05	-0.22
Net Debt / EBITDA Ratio	0.41	0.41	-20.96	0.13	0.14	-0.79
Net Debt / FCF Ratio	0.83	0.83	-3.00	-0.24	0.99	-2.85
Quick Ratio	0.99	0.99	0.98	1.04	0.92	1.12
Current Ratio	1.17	1.17	1.05	1.13	1.00	1.17
Asset Turnover	0.08	0.08	0.06	0.07	0.04	0.10
Return on Equity (ROE)	11.69%	11.69%	12.91%	7.44%	4.98%	15.49%
Return on Assets (ROA)	1.63%	1.63%	-0.09%	0.59%	-1.20%	1.37%
Return on Invested Capital (ROIC)	20.55%	20.23%	-1.10%	8.18%	-13.83%	16.53%
Earnings Yield	9.83%	9.64%	11.01%	7.59%	6.37%	16.95%
FCF Yield	17.43%	16.51%	-9.69%	-9.51%	-5.19%	8.48%
Dividend Yield	4.87%	-	5.40%	4.77%	2.51%	6.82%
Payout Ratio	51.28%	51.28%	29.69%	32.58%	132.45%	26.03%
Buyback Yield / Dilution	-	-	-	-11.22%	-0.16%	-
Total Shareholder Return	4.87%	-	5.40%	-6.45%	2.35%	6.82%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.