Cathay Financial Holding Ratios and Metrics

Market cap in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 12, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	1,051,782	1,001,907	671,116	586,768	823,076	556,399
Market Cap Growth	4.37%	49.29%	14.37%	-28.71%	47.93%	-0.70%
Enterprise Value	1,069,634	983,248	793,965	879,128	672,947	402,758
PE Ratio	13.40	9.38	14.12	17.27	6.05	7.82
PS Ratio	1.01	1.30	0.78	1.19	0.75	0.49
PB Ratio	1.16	1.11	0.84	0.96	0.90	0.62
P/FCF Ratio	13.14	-	-	-	11.79	2.87
P/OCF Ratio	12.35	-	-	-	11.35	2.84
EV/Sales Ratio	1.03	1.28	0.92	1.78	0.62	0.36
EV/EBITDA Ratio	3.92	-	6.45	-	2.67	1.76
EV/EBIT Ratio	4.03	-	6.78	-	2.72	1.80
EV/FCF Ratio	13.36	-	-	-	9.64	2.08
Debt / Equity Ratio	0.83	0.89	0.72	0.90	0.46	0.45
Debt / EBITDA Ratio	2.76	-	4.61	-	1.64	1.77
Debt / FCF Ratio	9.40	-	-	-	5.96	2.11
Net Debt / Equity Ratio	-0.01	0.32	0.02	-0.05	-0.22	-0.20
Net Debt / EBITDA Ratio	-0.05	-26.22	0.13	0.14	-0.79	-0.80
Net Debt / FCF Ratio	-0.17	-8.44	-0.24	0.99	-2.85	-0.94
Quick Ratio	1.06	1.00	1.04	0.92	1.12	1.16
Current Ratio	1.12	1.19	1.13	1.00	1.17	1.24
Asset Turnover	0.08	0.06	0.07	0.04	0.10	0.11
Return on Equity (ROE)	8.96%	12.91%	7.44%	4.98%	15.49%	9.01%
Return on Assets (ROA)	1.20%	-0.08%	0.59%	-1.20%	1.37%	1.33%
Return on Invested Capital (ROIC)	15.70%	-0.94%	8.18%	-13.83%	16.53%	16.47%
Earnings Yield	7.46%	11.01%	7.59%	6.37%	16.95%	13.40%
FCF Yield	7.61%	-3.45%	-9.51%	-5.19%	8.48%	34.83%
Dividend Yield	4.88%	5.40%	4.77%	2.51%	6.82%	7.51%
Payout Ratio	66.94%	29.69%	32.58%	132.45%	26.03%	39.86%
Buyback Yield / Dilution	-	-	-11.22%	-0.16%	-	-4.37%
Total Shareholder Return	4.83%	5.40%	-6.45%	2.35%	6.82%	3.15%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.