KGI Financial Holding Income Statement

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	165,882	158,579	145,730	155,762	198,274	132,742
Total Interest & Dividend Income	102,158	103,833	96,813	80,245	69,225	72,344
Gain (Loss) on Sale of Investments	30,887	-20.19	44,319	-125,205	72,399	59,276
Other Revenue	33,297	8,955	-11,997	62,884	22,077	6,985
Total Revenue	332,223	271,347	274,865	173,686	370,353	271,347
Revenue Growth (YoY)	2.22%	-1.28%	58.25%	-53.10%	36.49%	-29.23%
Policy Benefits	183,980	202,406	186,788	199,262	237,925	174,464
Depreciation & Amortization	3,796	3,721	3,795	3,531	3,631	3,454
Selling, General & Administrative	10,764	10,428	8,801	8,661	9,129	7,006
Other Operating Expenses	16,364	16,396	14,814	3,365	11,210	-
Total Operating Expenses	237,366	257,018	233,539	231,013	284,338	202,876
Operating Income	94,858	14,329	41,326	-57,327	86,015	68,471
Interest Expense	-26,106	-28,925	-23,521	-9,387	-3,573	-5,640
Currency Exchange Gain (Loss)	-43,064	55,614	2,938	90,095	-29,645	-40,901
EBT Excluding Unusual Items	25,688	41,018	20,743	23,381	52,797	21,930
Gain (Loss) on Sale of Assets	594.75	557.51	650.88	450.12	-	0.46
Asset Writedown	-740.76	-696.21	-816.91	-1,890	-596.98	17.67
Pretax Income	25,542	40,879	20,577	21,941	52,200	21,948
Income Tax Expense	2,075	7,324	1,629	5,552	5,100	1,272
Earnings From Continuing Ops.	23,467	33,555	18,948	16,389	47,099	20,676
Minority Interest in Earnings	-4.01	-2.52	-5.42	-23.56	-12,056	-8,021
Net Income	23,463	33,552	18,943	16,366	35,043	12,655
Preferred Dividends & Other Adjustments	561.66	561.66	-	3.08	-	-
Net Income to Common	22,901	32,991	18,943	16,363	35,043	12,655
Net Income Growth	-23.25%	77.13%	15.75%	-53.30%	176.91%	-1.10%
Shares Outstanding (Basic)	16,941	16,923	16,909	16,909	15,120	14,762
Shares Outstanding (Diluted)	16,973	16,970	16,969	16,950	15,130	14,770
Shares Change (YoY)	0.02%	0.01%	0.11%	12.03%	2.44%	0.42%
EPS (Basic)	1.35	1.95	1.12	0.97	2.32	0.86
EPS (Diluted)	1.35	1.94	1.12	0.97	2.32	0.86
EPS Growth	-23.64%	73.45%	15.62%	-58.23%	170.24%	-1.55%
Free Cash Flow	-17,036	-24,134	-60,827	8,223	63,612	160,341
Free Cash Flow Per Share	-1.00	-1.42	-3.58	0.48	4.20	10.86
Dividend Per Share	0.842	0.842	0.495	-	0.990	0.545
Dividend Growth	70.02%	70.02%	-	-	81.80%	-8.33%
Operating Margin	28.55%	5.28%	15.04%	-33.01%	23.23%	25.23%
Profit Margin	6.89%	12.16%	6.89%	9.42%	9.46%	4.66%
Free Cash Flow Margin	-5.13%	-8.89%	-22.13%	4.73%	17.18%	59.09%
EBITDA	97,712	17,093	44,039	-54,864	88,175	70,060
EBITDA Margin	29.41%	6.30%	16.02%	-31.59%	23.81%	25.82%
D&A For EBITDA	2,854	2,764	2,712	2,463	2,161	1,589
EBIT	94,858	14,329	41,326	-57,327	86,015	68,471
EBIT Margin	28.55%	5.28%	15.04%	-33.01%	23.23%	25.23%
Effective Tax Rate	8.13%	17.92%	7.92%	25.30%	9.77%	5.80%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.