First Financial Holding Co., Ltd. (TPE:2892)

First Financial Holding Income Statement

Financials in millions TWD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	117,428	104,027	66,054	44,846	46,101
Interest Paid on Deposits	86,194	71,502	28,085	10,258	15,618
Net Interest Income	31,234	32,525	37,969	34,588	30,483
Net Interest Income Growth (YoY)	-3.97%	-14.34%	9.78%	13.47%	2.97%
Gain (Loss) on Sale of Assets	666.87	425.33	191.95	186.44	211.32
Gain (Loss) on Sale of Investments	20,360	19,333	5,168	6,583	8,627
Gain (Loss) on Sale of Equity Investments	-	-	76.27	99.91	137.1
Other Non-Interest Income	19,890	14,976	24,352	21,141	20,131
Total Non-Interest Income	40,917	34,734	29,794	28,023	29,106
Non-Interest Income Growth (YoY)	17.80%	16.58%	6.32%	-3.72%	-11.04%
Revenues Before Loan Losses	72,152	67,259	67,763	62,611	59,589
Provision for Loan Losses	5,763	5,818	6,577	3,621	4,511
Revenue	66,388	61,442	61,186	58,990	55,078
Revenue Growth (YoY)	8.05%	0.42%	3.72%	7.10%	-5.80%
Salaries and Employee Benefits	20,081	18,730	17,819	17,332	16,131
Occupancy Expenses	2,408	2,317	2,244	2,079	1,973
Selling, General & Administrative	10,016	9,335	7,724	6,864	6,626
Other Non-Interest Expense	2,614	2,793	8,906	9,275	10,707
Total Non-Interest Expense	35,118	33,175	36,693	35,550	35,437
EBT Excluding Unusual Items	31,270	28,267	24,493	23,440	19,641
Asset Writedown	-6.11	-4.3	-6.45	-6.65	-2.03
Other Unusual Items	-26.17	-	-	-	-18.77
Pretax Income	31,238	28,262	24,487	23,433	19,620
Income Tax Expense	5,878	5,801	3,891	3,694	2,812
Earnings From Continuing Operations	25,359	22,461	20,596	19,739	16,808
Net Income	25,359	22,461	20,596	19,739	16,808
Net Income to Common	25,359	22,461	20,596	19,739	16,808
Net Income Growth	12.90%	9.06%	4.34%	17.44%	-13.22%
Basic Shares Outstanding	14,029	14,029	14,029	14,029	14,029
Diluted Shares Outstanding	14,029	14,029	14,029	14,029	14,029
EPS (Basic)	1.81	1.60	1.47	1.41	1.20
EPS (Diluted)	1.81	1.60	1.47	1.41	1.20
EPS Growth	12.90%	9.06%	4.34%	17.44%	-13.22%
Dividend Per Share	-	0.825	0.754	0.924	0.824
Dividend Growth	-	9.43%	-18.40%	12.22%	-11.71%
Effective Tax Rate	18.82%	20.53%	15.89%	15.77%	14.33%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.