First Financial Holding Co., Ltd. (TPE: 2892)

First Financial Holding Income Statement

Financials in millions TWD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	115,408	104,027	66,054	44,846	46,101	53,624
Interest Paid on Deposits	83,829	71,502	28,085	10,258	15,618	24,020
Net Interest Income	31,579	32,525	37,969	34,588	30,483	29,604
Net Interest Income Growth (YoY)	-5.32%	-14.34%	9.77%	13.47%	2.97%	-2.19%
Gain (Loss) on Sale of Assets	521.86	270.56	191.95	186.44	211.32	140.91
Gain (Loss) on Sale of Investments	22,255	19,333	5,168	6,583	8,627	1,531
Gain (Loss) on Sale of Equity Investments	142.33	154.77	76.27	99.91	137.1	125.06
Other Non-Interest Income	16,407	14,976	24,352	21,141	20,131	30,919
Total Non-Interest Income	39,327	34,734	29,794	28,023	29,106	32,716
Non-Interest Income Growth (YoY)	15.86%	16.58%	6.32%	-3.72%	-11.03%	9.11%
Revenues Before Loan Losses	70,906	67,259	67,763	62,611	59,589	62,321
Provision for Loan Losses	6,606	5,818	6,577	3,621	4,511	3,852
Revenue	64,300	61,442	61,186	58,990	55,078	58,468
Revenue Growth (YoY)	5.28%	0.42%	3.72%	7.10%	-5.80%	6.76%
Salaries and Employee Benefits	19,763	18,730	17,819	17,332	16,131	15,551
Occupancy Expenses	2,386	2,317	2,244	2,079	1,973	1,790
Selling, General & Administrative	9,933	9,335	7,724	6,864	6,626	6,560
Other Non-Interest Expense	2,413	2,793	8,906	9,275	10,707	11,256
Total Non-Interest Expense	34,495	33,175	36,693	35,550	35,437	35,157
EBT Excluding Unusual Items	29,805	28,267	24,493	23,440	19,641	23,311
Asset Writedown	-6.35	-4.3	-6.45	-6.65	-2.03	-2.79
Other Unusual Items	-	-	-	-	-18.77	-
Pretax Income	29,799	28,262	24,487	23,433	19,620	23,309
Income Tax Expense	5,556	5,801	3,891	3,694	2,812	3,940
Earnings From Continuing Operations	24,243	22,461	20,596	19,739	16,808	19,369
Net Income	24,243	22,461	20,596	19,739	16,808	19,369
Net Income to Common	24,243	22,461	20,596	19,739	16,808	19,369
Net Income Growth	4.52%	9.06%	4.34%	17.44%	-13.22%	11.75%
Basic Shares Outstanding	14,029	14,029	14,029	14,029	14,029	14,029
Diluted Shares Outstanding	14,029	14,029	14,029	14,029	14,029	14,029
Shares Change (YoY)	0.00%	-	-0.00%	-0.00%	-0.00%	-0.00%
EPS (Basic)	1.73	1.60	1.47	1.41	1.20	1.38
EPS (Diluted)	1.73	1.60	1.47	1.41	1.20	1.38
EPS Growth	4.52%	9.06%	4.34%	17.44%	-13.22%	11.75%
Dividend Per Share	0.825	0.825	0.754	0.924	0.824	0.933
Dividend Growth	9.43%	9.43%	-18.40%	12.22%	-11.71%	6.05%
Effective Tax Rate	18.65%	20.53%	15.89%	15.77%	14.33%	16.90%

Source: S&P Capital IQ. Banks template. Financial Sources.